Spencerport, NY vs Ellenville, NY: Cost of Living

Which city costs less?

Ellenville, NY has a modeled overall cost index 26.2% higher than Spencerport, NY.

Spencerport, NY · modeled 2BR rent
$1,680 / month
Ellenville, NY · modeled 2BR rent
$1,620 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Spencerport, NY and Ellenville, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,788/month in Ellenville, NY

$150,000 in your current city has a modeled equivalent of $171,451 in Ellenville, NY

Regional cost estimates: Spencerport, NY uses Pittsburgh, PA. Ellenville, NY uses Newark, NJ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 26.2%
More expensive
Monthly Impact
$1,788
Extra cost
Annual Impact
$21.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Spencerport, NY

Population:4K
Cost Index:
73.1
100 = national average
Typical Home:$305K

Ellenville, NY

Population:4K
Cost Index:
92.3
100 = national average
Typical Home:$286K

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Spencerport, NY

The Empire State

4K
Population
State Tax
Yes

Located in New York, this city has a population of 4K residents.

Ellenville, NY

The Empire State

4K
Population
State Tax
Yes

Located in New York, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Spencerport, NY vs Ellenville, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 31.1%
Spencerport, NY
$1,742
Ellenville, NY
$2,284
Difference
$542
more
Transportation
↑ 36.8%
Spencerport, NY
$1,318
Ellenville, NY
$1,802
Difference
$484
more
Housing
↑ 20.7%
Spencerport, NY
$1,902
Ellenville, NY
$2,295
Difference
$393
more
Healthcare
↑ 33.2%
Spencerport, NY
$630
Ellenville, NY
$839
Difference
$209
more
Groceries
↑ 13.3%
Spencerport, NY
$1,183
Ellenville, NY
$1,341
Difference
$158
more
All Utilities
↑ 0.2%
Spencerport, NY
$725
Ellenville, NY
$726
Difference
$1.14
more

🏠Rent Comparison

Studio
From$1,190
To$1,240
↑ $50.00
1 Bed
From$1,340
To$1,240
↓ $100
2 Bed
From$1,680
To$1,620
↓ $60.00
3 Bed
From$2,020
To$2,060
↑ $40.00
Spencerport, NYZIP-level data

1BR range: $1,340–$1,340/mo

Ellenville, NYZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Spencerport, NY
$9,288
Monthly in Ellenville, NY
$1,788
Difference

Home Values

Spencerport
Ellenville
$305K
Median Value
$286K
↑ +6.2%
YoY Change
↑ +2.5%
↑ +51.8%
5-Year Change
↑ +76.3%

Homes in Ellenville are 6% less expensive than Spencerport

Calculate payment - SpencerportCalculate payment - Ellenville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Spencerport, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Ellenville, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Spencerport, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Ellenville, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spencerport
Ellenville
52 Moderate
Air Quality
N/A
47.8%
Good Air Days
-
98 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days

Before moving from Spencerport, NY to Ellenville, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ellenville, NY for the same bedroom count and included utilities as your home in Spencerport, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Spencerport to Ellenville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ellenville, NY by cost, housing, population and region.

Frequently Asked Questions: Spencerport, NY vs Ellenville, NY

How do the cost estimates for Spencerport, NY and Ellenville, NY compare?

Ellenville, NY has a modeled overall cost index 26.2% higher than Spencerport, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Spencerport, NY, the model estimates $171,451 in Ellenville, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Spencerport, NY and Ellenville, NY?

The modeled two-bedroom rents are $1,680/month in Spencerport, NY and $1,620/month in Ellenville, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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