Is St. Louis, MO cheaper than Spokane Valley, WA?

Based on cost of living data, St. Louis, MO is 6.9% cheaper than Spokane Valley, WA. This translates to saving $517 per month.

What salary do I need in St. Louis, MO to live like I do in Spokane Valley, WA?

If you earn $150,000 in Spokane Valley, WA, you'd need approximately $143,793.985 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Spokane Valley, WA and St. Louis, MO?

Housing in St. Louis, MO is 8.6% cheaper than in Spokane Valley, WA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,003/month in Spokane Valley, WA.

How much can I save per month by moving from Spokane Valley, WA to St. Louis, MO?

Moving from Spokane Valley, WA to St. Louis, MO could save you approximately $517 per month, or $6206 per year, based on a $150,000 salary.

Spokane Valley, WA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spokane Valley, WA — COL adjusted from Spokane, WA area + state data

Current salary in Spokane Valley, WA

Numbers update automatically as you type

You'd save $517/month moving to St. Louis, MO

$150.0K in your current city equals $143.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Spokane-Spokane Valley, WA area

Overall Cost

↓ 6.9%

Less expensive

Monthly Impact

$517

Savings

Annual Impact

$6.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spokane Valley, WA

Population:108K

Cost Index:100

Median Home:$385K

St. Louis, MO

Population:302K

Cost Index:93

Median Home:$145K

Spokane Valley, WA

The Evergreen State

108K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Spokane Valley, WA vs St. Louis, MO

Category	Spokane Valley, WA	St. Louis, MO	Difference	Change
🚗Transportation	$1,868/mo	$1,216/mo	↓ $652less	34.9%
🏥Healthcare	$817/mo	$527/mo	↓ $291less	35.6%
🏠Housing	$2,047/mo	$1,871/mo	↓ $176less	8.6%
🛒Groceries	$1,070/mo	$949/mo	↓ $121less	11.3%
📦Other	$1,515/mo	$1,607/mo	↑ $92.19more	6.1%
⚡All Utilities	$477/mo	$535/mo	↑ $58.60more	12.3%

🚗Transportation

↓ 34.9%

Spokane Valley, WA

$1,868

St. Louis, MO

$1,216

Difference

$652

less

🏥Healthcare

↓ 35.6%

Spokane Valley, WA

$817

St. Louis, MO

$527

Difference

$291

less

🏠Housing

↓ 8.6%

Spokane Valley, WA

$2,047

St. Louis, MO

$1,871

Difference

$176

less

🛒Groceries

↓ 11.3%

Spokane Valley, WA

$1,070

St. Louis, MO

$949

Difference

$121

less

📦Other

↑ 6.1%

Spokane Valley, WA

$1,515

St. Louis, MO

$1,607

Difference

$92.19

⚡All Utilities

↑ 12.3%

Spokane Valley, WA

$477

St. Louis, MO

$535

Difference

$58.60

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Spokane Valley, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$669

To$910

↑ $241

1 Bed

From$794

To$950

↑ $156

2 Bed

From$1,003

To$1,160

↑ $157

3 Bed

From$1,421

To$1,490

↑ $69.00

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,794

Monthly in Spokane Valley, WA

$6,705

Monthly in St. Louis, MO

$1,089

Difference

Home Values

Spokane Valley

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Spokane Valley, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Spokane Valley, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.