Is Nashville, TN cheaper than Spokane, WA?

Based on cost of living data, Nashville, TN is 8.4% more expensive than Spokane, WA. This translates to spending an extra $632 per month.

What salary do I need in Nashville, TN to live like I do in Spokane, WA?

If you earn $150,000 in Spokane, WA, you'd need approximately $157,578.947 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Spokane, WA and Nashville, TN?

Housing in Nashville, TN is 14.6% more expensive than in Spokane, WA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,530/month in Spokane, WA.

How much can I save per month by moving from Spokane, WA to Nashville, TN?

Living in Nashville, TN costs approximately $632 more per month than Spokane, WA, or $7579 more per year, based on a $150,000 salary.

Spokane, WA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Spokane, WA

Numbers update automatically as you type

You'd spend $632/month more in Nashville, TN

$150.0K in your current city equals $157.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Spokane-Spokane Valley, WA area

Overall Cost

↑ 8.4%

More expensive

Monthly Impact

$632

Extra cost

Annual Impact

$7.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spokane, WA

Population:230K

Cost Index:100

Median Home:$385K

Nashville, TN

Population:689K

Cost Index:108

Median Home:$489K

Spokane, WA

The Evergreen State

230K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 230K residents.

💡 Advantage: Washington has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Spokane, WA vs Nashville, TN

Category	Spokane, WA	Nashville, TN	Difference	Change
🚗Transportation	$1,899/mo	$1,284/mo	↓ $615less	32.4%
📦Other	$1,540/mo	$1,942/mo	↑ $402more	26.1%
🏠Housing	$2,313/mo	$2,651/mo	↑ $338more	14.6%
🏥Healthcare	$824/mo	$607/mo	↓ $217less	26.3%
🛒Groceries	$1,079/mo	$949/mo	↓ $130less	12.0%
⚡All Utilities	$481/mo	$519/mo	↑ $38.25more	8.0%

🚗Transportation

↓ 32.4%

Spokane, WA

$1,899

Nashville, TN

$1,284

Difference

$615

less

📦Other

↑ 26.1%

Spokane, WA

$1,540

Nashville, TN

$1,942

Difference

$402

🏠Housing

↑ 14.6%

Spokane, WA

$2,313

Nashville, TN

$2,651

Difference

$338

🏥Healthcare

↓ 26.3%

Spokane, WA

$824

Nashville, TN

$607

Difference

$217

less

🛒Groceries

↓ 12.0%

Spokane, WA

$1,079

Nashville, TN

$949

Difference

$130

less

⚡All Utilities

↑ 8.0%

Spokane, WA

$481

Nashville, TN

$519

Difference

$38.25

🏠Rent Comparison

Studio

From$1,105

To$1,600

↑ $495

1 Bed

From$1,195

To$1,680

↑ $485

2 Bed

From$1,530

To$1,840

↑ $310

3 Bed

From$2,085

To$2,350

↑ $265

Spokane, WAZIP-level data

1BR range: $1,020–$1,260/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,136

Monthly in Spokane, WA

$7,952

Monthly in Nashville, TN

$184

Difference

Home Values

Spokane

Nashville

$385K

Median Value

$489K

↓ -0.2%

YoY Change

↓ -2.1%

↑ +29.6%

5-Year Change

↑ +32.1%

$271K - $506K

Price Range

$320K - $1.16M

Homes in Nashville are 27% more expensive than Spokane

Calculate payment - Spokane Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Spokane, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Spokane, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.