Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $6.1K/month more in Seattle, WA

$150.0K in your current city equals $222.9K in Seattle, WA

Rent data from HUD ZIP-level estimates ยท COL index from Spokane-Spokane Valley, WA area
Overall Cost
โ†‘ 81.1%
More expensive
Monthly Impact
$6,079
Extra cost
Annual Impact
$72.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spokane, WA

Population:230K
Cost Index:
100
100 = national average
Median Home:$385K

Seattle, WA

Population:749K
Cost Index:
181
(81% above avg)
Median Home:$808K

Spokane, WA

The Evergreen State

230K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 230K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • โ€ขCoffee culture birthplace
  • โ€ขMajor tech center
  • โ€ขPacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Spokane, WA vs Seattle, WA

Housing
โ†‘ 225.8%
Spokane, WA
$2,313
Seattle, WA
$7,536
Difference
$5,223
more
Other
โ†‘ 28.3%
Spokane, WA
$1,540
Seattle, WA
$1,975
Difference
$435
more
Groceries
โ†’ 0.0%
Spokane, WA
$1,079
Seattle, WA
$1,079
Difference
$0
same
Transportation
โ†’ 0.0%
Spokane, WA
$1,899
Seattle, WA
$1,899
Difference
$0
same
All Utilities
โ†’ 0.0%
Spokane, WA
$481
Seattle, WA
$481
Difference
$0
same
Healthcare
โ†’ 0.0%
Spokane, WA
$824
Seattle, WA
$824
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$1,105
To$2,180
โ†‘ $1,075
1 Bed
From$1,195
To$2,260
โ†‘ $1,065
2 Bed
From$1,530
To$2,630
โ†‘ $1,100
3 Bed
From$2,085
To$3,440
โ†‘ $1,355
Spokane, WAZIP-level data

1BR range: $1,020โ€“$1,260/mo

Seattle, WAZIP-level data

1BR range: $1,900โ€“$3,210/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,136
Monthly in Spokane, WA
$13,794
Monthly in Seattle, WA
$5,659
Difference

Home Values

Spokane
Seattle
$385K
Median Value
$808K
โ†“ -0.2%
YoY Change
โ†“ -2.5%
โ†‘ +29.6%
5-Year Change
โ†‘ +12.5%
$271K - $506K
Price Range
$433K - $1.34M

Homes in Seattle are 110% more expensive than Spokane

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Spokane, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Spokane, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spokane
Seattle
38 Good
Air Quality
41 Good
76.5%
Good Air Days
69.7%
90 Moderate
Climate Risk
100 Very High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
23 days
Heat Days >95ยฐF
2 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
23 days
Heat Days >95ยฐF
2 days

Similar cost to Seattle, WA

Other cities in a similar price range

Want to compare different cities?

New Comparison