Is Spokane Valley, WA cheaper than Spokane, WA?

Based on cost of living data, Spokane Valley, WA is 1.6% cheaper than Spokane, WA. This translates to saving $123 per month.

What salary do I need in Spokane Valley, WA to live like I do in Spokane, WA?

If you earn $150,000 in Spokane, WA, you'd need approximately $148,525.385 in Spokane Valley, WA to maintain the same standard of living.

How does housing cost compare between Spokane, WA and Spokane Valley, WA?

Housing in Spokane Valley, WA is 11.5% cheaper than in Spokane, WA. For a two-bedroom apartment, rent is $1,003/month in Spokane Valley, WA compared to $1,530/month in Spokane, WA.

How much can I save per month by moving from Spokane, WA to Spokane Valley, WA?

Moving from Spokane, WA to Spokane Valley, WA could save you approximately $123 per month, or $1475 per year, based on a $150,000 salary.

Spokane, WA vs Spokane Valley, WA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Spokane, WA

Numbers update automatically as you type

You'd save $123/month moving to Spokane Valley, WA

$150.0K in your current city equals $148.5K in Spokane Valley, WA

Rent data from HUD ZIP-level estimates · COL index from Spokane-Spokane Valley, WA area

Overall Cost

↓ 1.6%

Less expensive

Monthly Impact

$123

Savings

Annual Impact

$1.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spokane, WA

Population:230K

Cost Index:

100

100 = national average

Median Home:$385K

Spokane Valley, WA

Population:108K

Cost Index:

(2% below avg)

Median Home:$385K

Spokane, WA

The Evergreen State

230K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 230K residents.

💡 Advantage: Washington has no state income tax!

Spokane Valley, WA

The Evergreen State

108K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Spokane, WA vs Spokane Valley, WA

Category	Spokane, WA	Spokane Valley, WA	Difference	Change
Housing	$2,313/mo	$2,047/mo	↓ $265less	11.5%
Transportation	$1,899/mo	$1,868/mo	↓ $31.11less	1.6%
Other	$1,540/mo	$1,515/mo	↓ $25.23less	1.6%
Groceries	$1,079/mo	$1,070/mo	↓ $8.88less	0.8%
Healthcare	$824/mo	$817/mo	↓ $6.78less	0.8%
All Utilities	$481/mo	$477/mo	↓ $3.96less	0.8%

Housing

↓ 11.5%

Spokane, WA

$2,313

Spokane Valley, WA

$2,047

Difference

$265

less

Transportation

↓ 1.6%

Spokane, WA

$1,899

Spokane Valley, WA

$1,868

Difference

$31.11

less

Other

↓ 1.6%

Spokane, WA

$1,540

Spokane Valley, WA

$1,515

Difference

$25.23

less

Groceries

↓ 0.8%

Spokane, WA

$1,079

Spokane Valley, WA

$1,070

Difference

$8.88

less

Healthcare

↓ 0.8%

Spokane, WA

$824

Spokane Valley, WA

$817

Difference

$6.78

less

All Utilities

↓ 0.8%

Spokane, WA

$481

Spokane Valley, WA

$477

Difference

$3.96

less

🏠Rent Comparison

Studio

From$1,105

To$669

↓ $436

1 Bed

From$1,195

To$794

↓ $401

2 Bed

From$1,530

To$1,003

↓ $527

3 Bed

From$2,085

To$1,421

↓ $664

Spokane, WAZIP-level data

1BR range: $1,020–$1,260/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,136

Monthly in Spokane, WA

$7,794

Monthly in Spokane Valley, WA

$341

Difference

Home Values

Spokane

Spokane Valley

$385K

Median Value

↓ -0.2%

YoY Change

↑ +29.6%

5-Year Change

$271K - $506K

Price Range

Calculate payment - Spokane

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Spokane, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Spokane Valley, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Spokane, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Spokane Valley, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.