Spring Green, WI vs Three Oaks, MI: Cost of Living

Which city costs less?

Three Oaks, MI has a modeled overall cost index 3.7% lower than Spring Green, WI.

Spring Green, WI · modeled 2BR rent: $1,140 / month
Three Oaks, MI · modeled 2BR rent: $1,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Spring Green, WI and Three Oaks, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Spring Green, WI

Numbers update automatically as you type

Estimated savings: $0.82/month in Three Oaks, MI

$150,000 in your current city has a modeled equivalent of $149,990 in Three Oaks, MI

Regional cost estimates: Spring Green, WI uses Madison, WI. Three Oaks, MI uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$0.82

Savings

Annual Impact

$9.83

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Spring Green, WI

Population:2K

Cost Index:

92.4

100 = national average

Typical Home:$357K

Three Oaks, MI

Population:1K

Cost Index:

89.0

100 = national average

Typical Home:$329K

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Spring Green, WI

The Badger State

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 2K residents.

Three Oaks, MI

The Great Lakes State

Population

State Tax

Yes

Located in Michigan, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Spring Green, WI vs Three Oaks, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Spring Green, WI	Three Oaks, MI	Difference	Change
Transportation	$1,318/mo	$1,472/mo	↑ $154more	11.7%
Healthcare	$717/mo	$574/mo	↓ $143less	20.0%
Other	$1,678/mo	$1,540/mo	↓ $138less	8.2%
Housing	$2,322/mo	$2,418/mo	↑ $95.89more	4.1%
Groceries	$958/mo	$994/mo	↑ $36.09more	3.8%
All Utilities	$507/mo	$501/mo	↓ $6.11less	1.2%

Transportation

↑ 11.7%

Spring Green, WI

$1,318

Three Oaks, MI

$1,472

Difference

$154

Healthcare

↓ 20.0%

Spring Green, WI

$717

Three Oaks, MI

$574

Difference

$143

less

Other

↓ 8.2%

Spring Green, WI

$1,678

Three Oaks, MI

$1,540

Difference

$138

less

Housing

↑ 4.1%

Spring Green, WI

$2,322

Three Oaks, MI

$2,418

Difference

$95.89

Groceries

↑ 3.8%

Spring Green, WI

$958

Three Oaks, MI

$994

Difference

$36.09

All Utilities

↓ 1.2%

Spring Green, WI

$507

Three Oaks, MI

$501

Difference

$6.11

less

🏠Rent Comparison

Studio

From$830

To$850

↑ $20.00

1 Bed

From$960

To$950

↓ $10.00

2 Bed

From$1,140

To$1,240

↑ $100

3 Bed

From$1,450

To$1,630

↑ $180

Spring Green, WIZIP-level data

1BR range: $960–$960/mo

Three Oaks, MIZIP-level data

1BR range: $950–$950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Spring Green, WI

$7,499

Monthly in Three Oaks, MI

$0.82

Difference

Home Values

Spring Green

Three Oaks

$357K

Median Value

$329K

↑ +5.6%

YoY Change

↑ +7.2%

↑ +41.4%

5-Year Change

↑ +44.8%

Homes in Three Oaks are 8% less expensive than Spring Green

Calculate payment - Spring Green Calculate payment - Three Oaks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.5K

Per year

Monthly Difference

$206

More take-home

Effective Rate Diff

1.6%

Rate difference

Spring Green, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Three Oaks, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Spring Green, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Three Oaks, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spring Green

Three Oaks

42 Good

Air Quality

54 Moderate

72.1%

Good Air Days

35.8%

94 Moderate

Climate Risk

100 Very High

🌊🌪💨

Top Hazards

🌊🌡🫨

▲+3.4°F

2050 Outlook

▲+3.2°F

10 days

Heat Days >95°F

18 days

▲+3.4°F

2050 Outlook

▲+3.2°F

10 days

Heat Days >95°F

18 days

Before moving from Spring Green, WI to Three Oaks, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Three Oaks, MI for the same bedroom count and included utilities as your home in Spring Green, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Spring Green to Three Oaks moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Three Oaks, MI by cost, housing, population and region.

Frequently Asked Questions: Spring Green, WI vs Three Oaks, MI

How do the cost estimates for Spring Green, WI and Three Oaks, MI compare?

Three Oaks, MI has a modeled overall cost index 3.7% lower than Spring Green, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Spring Green, WI, the model estimates $149,990 in Three Oaks, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Spring Green, WI and Three Oaks, MI?

The modeled two-bedroom rents are $1,140/month in Spring Green, WI and $1,240/month in Three Oaks, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Wisconsin and Michigan on TaxTakeHome.com