Is Phoenix, AZ cheaper than Spring Hill, TN?

Based on cost of living data, Phoenix, AZ is 6.4% more expensive than Spring Hill, TN. This translates to spending an extra $481 per month.

What salary do I need in Phoenix, AZ to live like I do in Spring Hill, TN?

If you earn $150,000 in Spring Hill, TN, you'd need approximately $155,773.342 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Spring Hill, TN and Phoenix, AZ?

Housing in Phoenix, AZ is 24.1% more expensive than in Spring Hill, TN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,641/month in Spring Hill, TN.

How much can I save per month by moving from Spring Hill, TN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $481 more per month than Spring Hill, TN, or $5773 more per year, based on a $150,000 salary.

Spring Hill, TN vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spring Hill, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Spring Hill, TN

Numbers update automatically as you type

You'd spend $481/month more in Phoenix, AZ

$150.0K in your current city equals $155.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 6.4%

More expensive

Monthly Impact

$481

Extra cost

Annual Impact

$5.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Hill, TN

Population:58K

Cost Index:100

Median Home:$508K

Phoenix, AZ

Population:1608K

Cost Index:106

Median Home:$414K

Spring Hill, TN

The Volunteer State

58K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 58K residents.

💡 Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Spring Hill, TN vs Phoenix, AZ

Category	Spring Hill, TN	Phoenix, AZ	Difference	Change
🏠Housing	$2,246/mo	$2,788/mo	↑ $542more	24.1%
🚗Transportation	$1,209/mo	$1,489/mo	↑ $280more	23.2%
📦Other	$1,828/mo	$1,677/mo	↓ $151less	8.3%
⚡All Utilities	$504/mo	$561/mo	↑ $57.48more	11.4%
🛒Groceries	$921/mo	$963/mo	↑ $42.15more	4.6%
🏥Healthcare	$589/mo	$589/mo	↓ $0.57less	0.1%

🏠Housing

↑ 24.1%

Spring Hill, TN

$2,246

Phoenix, AZ

$2,788

Difference

$542

🚗Transportation

↑ 23.2%

Spring Hill, TN

$1,209

Phoenix, AZ

$1,489

Difference

$280

📦Other

↓ 8.3%

Spring Hill, TN

$1,828

Phoenix, AZ

$1,677

Difference

$151

less

⚡All Utilities

↑ 11.4%

Spring Hill, TN

$504

Phoenix, AZ

$561

Difference

$57.48

🛒Groceries

↑ 4.6%

Spring Hill, TN

$921

Phoenix, AZ

$963

Difference

$42.15

🏥Healthcare

↓ 0.1%

Spring Hill, TN

$589

Phoenix, AZ

$589

Difference

$0.57

less

🏠Rent Comparison

Studio

From$1,409

To$1,390

↓ $19.00

1 Bed

From$1,449

To$1,510

↑ $61.00

2 Bed

From$1,641

To$1,750

↑ $109

3 Bed

From$2,089

To$2,330

↑ $241

Spring Hill, TNZIP-level data

1BR range: $1,810–$1,810/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,297

Monthly in Spring Hill, TN

$8,068

Monthly in Phoenix, AZ

$770

Difference

Home Values

Spring Hill

Phoenix

$508K

Median Value

$414K

↓ -0.7%

YoY Change

↓ -3.1%

↑ +42.6%

5-Year Change

↑ +30.2%

$508K

Price Range

$274K - $957K

Homes in Phoenix are 19% less expensive than Spring Hill

Calculate payment - Spring Hill Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Spring Hill, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Spring Hill, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.