Spring Lake, MI vs Maple Lake, MN: Cost of Living

Which city costs less?

Maple Lake, MN has a modeled overall cost index 16.5% higher than Spring Lake, MI.

Spring Lake, MI · modeled 2BR rent
$1,500 / month
Maple Lake, MN · modeled 2BR rent
$1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Spring Lake, MI and Maple Lake, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated extra cost: $977/month in Maple Lake, MN

$150,000 in your current city has a modeled equivalent of $161,722 in Maple Lake, MN

Regional cost estimates: Spring Lake, MI uses Milwaukee, WI. Maple Lake, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 16.5%
More expensive
Monthly Impact
$977
Extra cost
Annual Impact
$11.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Spring Lake, MI

Population:3K
Cost Index:
80.3
100 = national average
Typical Home:$399K

Maple Lake, MN

Population:2K
Cost Index:
93.6
100 = national average
Typical Home:$363K

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Spring Lake, MI

The Great Lakes State

3K
Population
State Tax
Yes

Located in Michigan, this city has a population of 3K residents.

Maple Lake, MN

The North Star State

2K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Spring Lake, MI vs Maple Lake, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 43.2%
Spring Lake, MI
$1,836
Maple Lake, MN
$2,629
Difference
$794
more
Other
↑ 8.4%
Spring Lake, MI
$1,704
Maple Lake, MN
$1,847
Difference
$143
more
Groceries
↑ 6.3%
Spring Lake, MI
$1,083
Maple Lake, MN
$1,151
Difference
$68.11
more
Transportation
↓ 3.8%
Spring Lake, MI
$1,492
Maple Lake, MN
$1,436
Difference
$56.15
less
Healthcare
↑ 4.2%
Spring Lake, MI
$811
Maple Lake, MN
$845
Difference
$34.00
more
All Utilities
↓ 0.9%
Spring Lake, MI
$574
Maple Lake, MN
$568
Difference
$5.35
less

🏠Rent Comparison

Studio
From$1,040
To$1,100
↑ $60.00
1 Bed
From$1,310
To$1,250
↓ $60.00
2 Bed
From$1,500
To$1,520
↑ $20.00
3 Bed
From$1,900
To$2,020
↑ $120
Spring Lake, MIZIP-level data

1BR range: $1,310–$1,310/mo

Maple Lake, MNZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Spring Lake, MI
$8,477
Monthly in Maple Lake, MN
$977
Difference

Home Values

Spring Lake
Maple Lake
$399K
Median Value
$363K
↑ +5%
YoY Change
↑ +5.5%
↑ +39.8%
5-Year Change
↑ +31.6%

Homes in Maple Lake are 9% less expensive than Spring Lake

Calculate payment - Spring LakeCalculate payment - Maple Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.1K
More taxes
Monthly Difference
$338
Less take-home
Effective Rate Diff
2.7%
Rate difference

Spring Lake, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Maple Lake, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Spring Lake, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Maple Lake, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spring Lake
Maple Lake
43 Good
Air Quality
42 Good
68.6%
Good Air Days
66.4%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.6°F
13 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.6°F
13 days
Heat Days >95°F
14 days

Before moving from Spring Lake, MI to Maple Lake, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Maple Lake, MN for the same bedroom count and included utilities as your home in Spring Lake, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Spring Lake to Maple Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Maple Lake, MN by cost, housing, population and region.

Frequently Asked Questions: Spring Lake, MI vs Maple Lake, MN

How do the cost estimates for Spring Lake, MI and Maple Lake, MN compare?

Maple Lake, MN has a modeled overall cost index 16.5% higher than Spring Lake, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Spring Lake, MI, the model estimates $161,722 in Maple Lake, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Spring Lake, MI and Maple Lake, MN?

The modeled two-bedroom rents are $1,500/month in Spring Lake, MI and $1,520/month in Maple Lake, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Minnesota on TaxTakeHome.com

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