Spring Valley, IL vs Dallas, TX: Cost of Living

Which city costs less?

Dallas, TX has a modeled overall cost index 21.7% higher than Spring Valley, IL.

Spring Valley, IL · modeled 2BR rent
$1,190 / month
Dallas, TX · modeled 2BR rent
$1,765 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Spring Valley, IL and Dallas, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,128/month in Dallas, TX

$150,000 in your current city has a modeled equivalent of $163,541 in Dallas, TX

Regional cost estimates: Spring Valley, IL uses Chicago, IL. Dallas, TX uses Dallas-Fort Worth-Arlington, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 21.7%
More expensive
Monthly Impact
$1,128
Extra cost
Annual Impact
$13.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Spring Valley, IL

Population:5K
Cost Index:
83.0
100 = national average
Typical Home:$140K

Dallas, TX

Population:1304K
Cost Index:
101.0
100 = national average
Typical Home:$292K

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Spring Valley, IL

The Prairie State

5K
Population
State Tax
Yes

Located in Illinois, this city has a population of 5K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major business center
  • •No state income tax
  • •Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Estimated monthly spending: Spring Valley, IL vs Dallas, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 31.4%
Spring Valley, IL
$1,525
Dallas, TX
$2,005
Difference
$480
more
Housing
↑ 12.8%
Spring Valley, IL
$2,395
Dallas, TX
$2,701
Difference
$306
more
Healthcare
↑ 21.2%
Spring Valley, IL
$589
Dallas, TX
$714
Difference
$125
more
All Utilities
↑ 23.7%
Spring Valley, IL
$514
Dallas, TX
$636
Difference
$122
more
Groceries
↑ 8.6%
Spring Valley, IL
$1,019
Dallas, TX
$1,106
Difference
$87.30
more
Transportation
↑ 0.6%
Spring Valley, IL
$1,458
Dallas, TX
$1,466
Difference
$8.20
more

🏠Rent Comparison

Studio
From$820
To$1,450
↑ $630
1 Bed
From$910
To$1,505
↑ $595
2 Bed
From$1,190
To$1,765
↑ $575
3 Bed
From$1,470
To$2,220
↑ $750
Spring Valley, ILZIP-level data

1BR range: $910–$910/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Spring Valley, IL
$8,628
Monthly in Dallas, TX
$1,128
Difference

Home Values

Spring Valley
Dallas
$140K
Median Value
$292K
↑ +4.8%
YoY Change
↓ -3.1%
↑ +28.4%
5-Year Change
↑ +27.1%
$140K
Price Range
$138K - $2.01M

Homes in Dallas are 108% more expensive than Spring Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
4.9%
Rate difference

Spring Valley, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Spring Valley, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Spring Valley
Dallas
54 Moderate
Air Quality
55 Moderate
35.8%
Good Air Days
35.2%
100 Very High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.2°F
2050 Outlook
▲+2.7°F
18 days
Heat Days >95°F
90 days
▲+3.2°F
2050 Outlook
▲+2.7°F
18 days
Heat Days >95°F
90 days

Before moving from Spring Valley, IL to Dallas, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Dallas, TX for the same bedroom count and included utilities as your home in Spring Valley, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Spring Valley to Dallas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dallas, TX by cost, housing, population and region.

Frequently Asked Questions: Spring Valley, IL vs Dallas, TX

How do the cost estimates for Spring Valley, IL and Dallas, TX compare?

Dallas, TX has a modeled overall cost index 21.7% higher than Spring Valley, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Spring Valley, IL, the model estimates $163,541 in Dallas, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Spring Valley, IL and Dallas, TX?

The modeled two-bedroom rents are $1,190/month in Spring Valley, IL and $1,765/month in Dallas, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Texas on TaxTakeHome.com

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