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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $3.0K/month more in Boston, MA

$150.0K in your current city equals $186.1K in Boston, MA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 40.1%
More expensive
Monthly Impact
$3,006
Extra cost
Annual Impact
$36.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Valley, NV

Population:216K
Cost Index:
100
100 = national average
Median Home:$377K

Boston, MA

Population:685K
Cost Index:
140
(40% above avg)
Median Home:$961K

Spring Valley, NV

The Silver State

216K
Population
State Tax
No Income Tax

Located in Nevada, this city has a population of 216K residents.

๐Ÿ’ก Advantage: Nevada has no state income tax!

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • โ€ขMajor education center
  • โ€ขBiotech capital
  • โ€ขHistoric American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Spring Valley, NV vs Boston, MA

Housing
โ†‘ 82.0%
Spring Valley, NV
$2,899
Boston, MA
$5,275
Difference
$2,377
more
Transportation
โ†‘ 21.5%
Spring Valley, NV
$1,506
Boston, MA
$1,830
Difference
$324
more
All Utilities
โ†‘ 42.6%
Spring Valley, NV
$502
Boston, MA
$716
Difference
$214
more
Healthcare
โ†‘ 19.1%
Spring Valley, NV
$624
Boston, MA
$743
Difference
$119
more
Other
โ†‘ 3.4%
Spring Valley, NV
$1,764
Boston, MA
$1,825
Difference
$60.44
more
Groceries
โ†‘ 5.1%
Spring Valley, NV
$1,027
Boston, MA
$1,079
Difference
$52.61
more

๐Ÿ Rent Comparison

Studio
From$912
To$3,095
โ†‘ $2,183
1 Bed
From$1,078
To$3,255
โ†‘ $2,177
2 Bed
From$1,327
To$3,865
โ†‘ $2,538
3 Bed
From$1,825
To$4,630
โ†‘ $2,805
Boston, MAZIP-level data

1BR range: $2,560โ€“$3,710/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,322
Monthly in Spring Valley, NV
$11,469
Monthly in Boston, MA
$3,147
Difference

Home Values

Spring Valley
Boston
-
Median Value
$961K
-
YoY Change
โ†“ -0.7%
-
5-Year Change
โ†‘ +7%
-
Price Range
$709K - $3.40M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.5K
More taxes
Monthly Difference
$625
Less take-home
Effective Rate Diff
5.0%
Rate difference

Spring Valley, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Spring Valley, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spring Valley
Boston
N/A
Air Quality
36 Good
-
Good Air Days
79.5%
N/A
Climate Risk
94 Moderate
-
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
N/A
2050 Outlook
โ–ฒ+2.5ยฐF
-
Heat Days >95ยฐF
6 days
N/A
2050 Outlook
โ–ฒ+2.5ยฐF
-
Heat Days >95ยฐF
6 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Nevada and Massachusetts on TaxTakeHome.com

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