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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $6.7K/month more in Fremont, CA

$150.0K in your current city equals $230.1K in Fremont, CA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 89.0%
More expensive
Monthly Impact
$6,673
Extra cost
Annual Impact
$80.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Valley, NV

Population:216K
Cost Index:
100
100 = national average
Median Home:$377K

Fremont, CA

Population:231K
Cost Index:
189
(89% above avg)
Median Home:$1.44M

Spring Valley, NV

The Silver State

216K
Population
State Tax
No Income Tax

Located in Nevada, this city has a population of 216K residents.

๐Ÿ’ก Advantage: Nevada has no state income tax!

Fremont, CA

The Golden State

231K
Population
State Tax
Yes

Located in California, this city has a population of 231K residents.

Cost Breakdown by Category

Annual spending: Spring Valley, NV vs Fremont, CA

Housing
โ†‘ 233.5%
Spring Valley, NV
$2,899
Fremont, CA
$9,667
Difference
$6,769
more
Groceries
โ†‘ 10.0%
Spring Valley, NV
$1,027
Fremont, CA
$1,129
Difference
$103
more
Transportation
โ†“ 6.6%
Spring Valley, NV
$1,506
Fremont, CA
$1,407
Difference
$99.29
less
Healthcare
โ†‘ 13.1%
Spring Valley, NV
$624
Fremont, CA
$706
Difference
$82.03
more
Other
โ†‘ 3.4%
Spring Valley, NV
$1,764
Fremont, CA
$1,825
Difference
$60.44
more
All Utilities
โ†“ 7.5%
Spring Valley, NV
$502
Fremont, CA
$464
Difference
$37.53
less

๐Ÿ Rent Comparison

Studio
From$912
To$2,805
โ†‘ $1,893
1 Bed
From$1,078
To$3,120
โ†‘ $2,042
2 Bed
From$1,327
To$3,810
โ†‘ $2,483
3 Bed
From$1,825
To$4,875
โ†‘ $3,050
Fremont, CAZIP-level data

1BR range: $2,940โ€“$3,320/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,322
Monthly in Spring Valley, NV
$15,199
Monthly in Fremont, CA
$6,877
Difference

Home Values

Spring Valley
Fremont
-
Median Value
$1.44M
-
YoY Change
โ†“ -3.5%
-
5-Year Change
โ†‘ +35%
-
Price Range
$1.30M - $2.17M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $10.6K
More taxes
Monthly Difference
$886
Less take-home
Effective Rate Diff
7.1%
Rate difference

Spring Valley, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Fremont, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Spring Valley, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

Fremont, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Spring Valley
Fremont
N/A
Air Quality
49 Good
-
Good Air Days
53%
N/A
Climate Risk
100 Very High
-
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒ…
N/A
2050 Outlook
โ–ฒ+2.2ยฐF
-
Heat Days >95ยฐF
5 days
N/A
2050 Outlook
โ–ฒ+2.2ยฐF
-
Heat Days >95ยฐF
5 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Nevada and California on TaxTakeHome.com

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