Is Modesto, CA cheaper than Spring Valley, NV?

Based on cost of living data, Modesto, CA is 2.5% more expensive than Spring Valley, NV. This translates to spending an extra $186 per month.

What salary do I need in Modesto, CA to live like I do in Spring Valley, NV?

If you earn $150,000 in Spring Valley, NV, you'd need approximately $152,229.38 in Modesto, CA to maintain the same standard of living.

How does housing cost compare between Spring Valley, NV and Modesto, CA?

Housing in Modesto, CA is 6.7% more expensive than in Spring Valley, NV. For a two-bedroom apartment, rent is $1,800/month in Modesto, CA compared to $1,327/month in Spring Valley, NV.

How much can I save per month by moving from Spring Valley, NV to Modesto, CA?

Living in Modesto, CA costs approximately $186 more per month than Spring Valley, NV, or $2229 more per year, based on a $150,000 salary.

Spring Valley, NV vs Modesto, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Spring Valley, NV

Numbers update automatically as you type

You'd spend $186/month more in Modesto, CA

$150.0K in your current city equals $152.2K in Modesto, CA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.5%

More expensive

Monthly Impact

$186

Extra cost

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Valley, NV

Population:216K

Cost Index:

100

100 = national average

Median Home:$377K

Modesto, CA

Population:218K

Cost Index:

102

(2% above avg)

Median Home:$424K

Spring Valley, NV

The Silver State

216K

Population

State Tax

No Income Tax

Located in Nevada, this city has a population of 216K residents.

💡 Advantage: Nevada has no state income tax!

Modesto, CA

The Golden State

218K

Population

State Tax

Yes

Located in California, this city has a population of 218K residents.

Cost Breakdown by Category

Annual spending: Spring Valley, NV vs Modesto, CA

Category	Spring Valley, NV	Modesto, CA	Difference	Change
Housing	$2,899/mo	$3,092/mo	↑ $194more	6.7%
Healthcare	$624/mo	$502/mo	↓ $122less	19.6%
Groceries	$1,027/mo	$1,089/mo	↑ $62.60more	6.1%
Other	$1,764/mo	$1,724/mo	↓ $40.00less	2.3%
Transportation	$1,506/mo	$1,475/mo	↓ $30.99less	2.1%
All Utilities	$502/mo	$530/mo	↑ $28.04more	5.6%

Housing

↑ 6.7%

Spring Valley, NV

$2,899

Modesto, CA

$3,092

Difference

$194

Healthcare

↓ 19.6%

Spring Valley, NV

$624

Modesto, CA

$502

Difference

$122

less

Groceries

↑ 6.1%

Spring Valley, NV

$1,027

Modesto, CA

$1,089

Difference

$62.60

Other

↓ 2.3%

Spring Valley, NV

$1,764

Modesto, CA

$1,724

Difference

$40.00

less

Transportation

↓ 2.1%

Spring Valley, NV

$1,506

Modesto, CA

$1,475

Difference

$30.99

less

All Utilities

↑ 5.6%

Spring Valley, NV

$502

Modesto, CA

$530

Difference

$28.04

🏠Rent Comparison

Studio

From$912

To$1,290

↑ $378

1 Bed

From$1,078

To$1,390

↑ $312

2 Bed

From$1,327

To$1,800

↑ $473

3 Bed

From$1,825

To$2,500

↑ $675

Modesto, CAZIP-level data

1BR range: $1,250–$1,780/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,322

Monthly in Spring Valley, NV

$8,413

Monthly in Modesto, CA

$91.16

Difference

Home Values

Spring Valley

Modesto

Median Value

$424K

YoY Change

↓ -1.2%

5-Year Change

↑ +26.4%

Price Range

$371K - $513K

Calculate payment - Modesto

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $10.6K

More taxes

Monthly Difference

$886

Less take-home

Effective Rate Diff

7.1%

Rate difference

Spring Valley, NV

Federal Income Tax

Effective: 18.9%

$25.5K

Nevada State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Modesto, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Spring Valley, NV Tax Rates

Sales Tax:8.2%

Property Tax:0.6%

Modesto, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.