Is St. Louis, MO cheaper than Spring Valley, NY?

Based on cost of living data, St. Louis, MO is 15.3% cheaper than Spring Valley, NY. This translates to saving $1145 per month.

What salary do I need in St. Louis, MO to live like I do in Spring Valley, NY?

If you earn $150,000 in Spring Valley, NY, you'd need approximately $136,256.478 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Spring Valley, NY and St. Louis, MO?

Housing in St. Louis, MO is 3.3% cheaper than in Spring Valley, NY. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,414/month in Spring Valley, NY.

How much can I save per month by moving from Spring Valley, NY to St. Louis, MO?

Moving from Spring Valley, NY to St. Louis, MO could save you approximately $1145 per month, or $13744 per year, based on a $150,000 salary.

Spring Valley, NY vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Spring Valley, NY — COL adjusted from Newark, NJ area + state data

Current salary in Spring Valley, NY

Numbers update automatically as you type

You'd save $1.1K/month moving to St. Louis, MO

$150.0K in your current city equals $136.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 15.3%

Less expensive

Monthly Impact

$1,145

Savings

Annual Impact

$13.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spring Valley, NY

Population:33K

Cost Index:100

Median Home:$484K

St. Louis, MO

Population:302K

Cost Index:85

Median Home:$145K

Spring Valley, NY

The Empire State

33K

Population

State Tax

Yes

Located in New York, this city has a population of 33K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Spring Valley, NY vs St. Louis, MO

Category	Spring Valley, NY	St. Louis, MO	Difference	Change
📦Other	$1,926/mo	$1,607/mo	↓ $319less	16.6%
🚗Transportation	$1,519/mo	$1,216/mo	↓ $304less	20.0%
🏥Healthcare	$671/mo	$527/mo	↓ $144less	21.5%
🛒Groceries	$1,072/mo	$949/mo	↓ $122less	11.4%
🏠Housing	$1,935/mo	$1,871/mo	↓ $63.48less	3.3%
⚡All Utilities	$581/mo	$535/mo	↓ $45.25less	7.8%

📦Other

↓ 16.6%

Spring Valley, NY

$1,926

St. Louis, MO

$1,607

Difference

$319

less

🚗Transportation

↓ 20.0%

Spring Valley, NY

$1,519

St. Louis, MO

$1,216

Difference

$304

less

🏥Healthcare

↓ 21.5%

Spring Valley, NY

$671

St. Louis, MO

$527

Difference

$144

less

🛒Groceries

↓ 11.4%

Spring Valley, NY

$1,072

St. Louis, MO

$949

Difference

$122

less

🏠Housing

↓ 3.3%

Spring Valley, NY

$1,935

St. Louis, MO

$1,871

Difference

$63.48

less

⚡All Utilities

↓ 7.8%

Spring Valley, NY

$581

St. Louis, MO

$535

Difference

$45.25

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Spring Valley, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$970

To$910

↓ $60.00

1 Bed

From$1,131

To$950

↓ $181

2 Bed

From$1,414

To$1,160

↓ $254

3 Bed

From$1,940

To$1,490

↓ $450

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,703

Monthly in Spring Valley, NY

$6,705

Monthly in St. Louis, MO

$998

Difference

Home Values

Spring Valley

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$135

More take-home

Effective Rate Diff

1.1%

Rate difference

Spring Valley, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Spring Valley, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.