Is Indianapolis, IN cheaper than Springdale, AR?

Based on cost of living data, Indianapolis, IN is 3.7% cheaper than Springdale, AR. This translates to saving $276 per month.

What salary do I need in Indianapolis, IN to live like I do in Springdale, AR?

If you earn $150,000 in Springdale, AR, you'd need approximately $146,682.976 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Springdale, AR and Indianapolis, IN?

Housing in Indianapolis, IN is 1.0% cheaper than in Springdale, AR. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,443/month in Springdale, AR.

How much can I save per month by moving from Springdale, AR to Indianapolis, IN?

Moving from Springdale, AR to Indianapolis, IN could save you approximately $276 per month, or $3317 per year, based on a $150,000 salary.

Springdale, AR vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Springdale, AR — ZIP-level rent data · COL adjusted from Tulsa, OK area

Current salary in Springdale, AR

Numbers update automatically as you type

You'd save $276/month moving to Indianapolis, IN

$150.0K in your current city equals $146.7K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$276

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springdale, AR

Population:88K

Cost Index:100

Median Home:$378K

Indianapolis, IN

Population:888K

Cost Index:96

Median Home:$176K

Springdale, AR

The Natural State

88K

Population

State Tax

Yes

Located in Arkansas, this city has a population of 88K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Springdale, AR vs Indianapolis, IN

Category	Springdale, AR	Indianapolis, IN	Difference	Change
📦Other	$1,738/mo	$1,590/mo	↓ $148less	8.5%
🚗Transportation	$1,291/mo	$1,188/mo	↓ $102less	7.9%
🏥Healthcare	$537/mo	$582/mo	↑ $45.78more	8.5%
🏠Housing	$1,970/mo	$1,949/mo	↓ $20.62less	1.0%
🛒Groceries	$927/mo	$919/mo	↓ $7.24less	0.8%
⚡All Utilities	$496/mo	$503/mo	↑ $7.18more	1.4%

📦Other

↓ 8.5%

Springdale, AR

$1,738

Indianapolis, IN

$1,590

Difference

$148

less

🚗Transportation

↓ 7.9%

Springdale, AR

$1,291

Indianapolis, IN

$1,188

Difference

$102

less

🏥Healthcare

↑ 8.5%

Springdale, AR

$537

Indianapolis, IN

$582

Difference

$45.78

🏠Housing

↓ 1.0%

Springdale, AR

$1,970

Indianapolis, IN

$1,949

Difference

$20.62

less

🛒Groceries

↓ 0.8%

Springdale, AR

$927

Indianapolis, IN

$919

Difference

$7.24

less

⚡All Utilities

↑ 1.4%

Springdale, AR

$496

Indianapolis, IN

$503

Difference

$7.18

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Springdale, AR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,080

To$1,030

↓ $50.00

1 Bed

From$1,194

To$1,170

↓ $24.00

2 Bed

From$1,443

To$1,360

↓ $83.00

3 Bed

From$2,004

To$1,760

↓ $244

Springdale, ARZIP-level data

1BR range: $1,150–$1,150/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,957

Monthly in Springdale, AR

$6,732

Monthly in Indianapolis, IN

$225

Difference

Home Values

Springdale

Indianapolis

$378K

Median Value

$176K

↑ +3.8%

YoY Change

↓ -1.1%

↑ +53.9%

5-Year Change

↑ +26.9%

$378K

Price Range

$109K - $340K

Homes in Indianapolis are 53% less expensive than Springdale

Calculate payment - Springdale Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.2K

Per year

Monthly Difference

$348

More take-home

Effective Rate Diff

2.8%

Rate difference

Springdale, AR

Federal Income Tax

Effective: 18.9%

$25.5K

Arkansas State Tax

Effective: 6.0%

$9.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.0K

Take-Home Pay

$8,664/month

$104.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Springdale, AR Tax Rates

Sales Tax:9.4%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.