Is San Antonio, TX cheaper than Springfield, IL?

Based on cost of living data, San Antonio, TX is 3.6% cheaper than Springfield, IL. This translates to saving $272 per month.

What salary do I need in San Antonio, TX to live like I do in Springfield, IL?

If you earn $150,000 in Springfield, IL, you'd need approximately $146,738.902 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Springfield, IL and San Antonio, TX?

Housing in San Antonio, TX is 3.4% more expensive than in Springfield, IL. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,487/month in Springfield, IL.

How much can I save per month by moving from Springfield, IL to San Antonio, TX?

Moving from Springfield, IL to San Antonio, TX could save you approximately $272 per month, or $3261 per year, based on a $150,000 salary.

Springfield, IL vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Springfield, IL — ZIP-level rent data · COL adjusted from St. Louis, MO area

Current salary in Springfield, IL

Numbers update automatically as you type

You'd save $272/month moving to San Antonio, TX

$150.0K in your current city equals $146.7K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.6%

Less expensive

Monthly Impact

$272

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, IL

Population:113K

Cost Index:100

Median Home:$145K

San Antonio, TX

Population:1547K

Cost Index:96

Median Home:$215K

Springfield, IL

The Prairie State

113K

Population

State Tax

Yes

Located in Illinois, this city has a population of 113K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Springfield, IL vs San Antonio, TX

Category	Springfield, IL	San Antonio, TX	Difference	Change
📦Other	$1,744/mo	$1,647/mo	↓ $96.91less	5.6%
🛒Groceries	$989/mo	$913/mo	↓ $75.63less	7.6%
🏠Housing	$2,031/mo	$2,100/mo	↑ $69.08more	3.4%
⚡All Utilities	$558/mo	$496/mo	↓ $62.26less	11.2%
🚗Transportation	$1,319/mo	$1,287/mo	↓ $32.67less	2.5%
🏥Healthcare	$549/mo	$527/mo	↓ $22.00less	4.0%

📦Other

↓ 5.6%

Springfield, IL

$1,744

San Antonio, TX

$1,647

Difference

$96.91

less

🛒Groceries

↓ 7.6%

Springfield, IL

$989

San Antonio, TX

$913

Difference

$75.63

less

🏠Housing

↑ 3.4%

Springfield, IL

$2,031

San Antonio, TX

$2,100

Difference

$69.08

⚡All Utilities

↓ 11.2%

Springfield, IL

$558

San Antonio, TX

$496

Difference

$62.26

less

🚗Transportation

↓ 2.5%

Springfield, IL

$1,319

San Antonio, TX

$1,287

Difference

$32.67

less

🏥Healthcare

↓ 4.0%

Springfield, IL

$549

San Antonio, TX

$527

Difference

$22.00

less

🏠Rent Comparison

Studio

From$1,020

To$1,110

↑ $90.00

1 Bed

From$1,194

To$1,210

↑ $16.00

2 Bed

From$1,487

To$1,470

↓ $17.00

3 Bed

From$1,986

To$1,890

↓ $96.00

Springfield, ILZIP-level data

1BR range: $1,100–$1,100/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,190

Monthly in Springfield, IL

$6,969

Monthly in San Antonio, TX

$220

Difference

Home Values

Springfield

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

Springfield, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Springfield, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.