Is Denver, CO cheaper than Springfield, MA?

Based on cost of living data, Denver, CO is 0.4% more expensive than Springfield, MA. The two cities have very similar living costs.

What salary do I need in Denver, CO to live like I do in Springfield, MA?

If you earn $150,000 in Springfield, MA, you'd need approximately $150,386.689 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Springfield, MA and Denver, CO?

Housing in Denver, CO is 6.9% cheaper than in Springfield, MA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,150/month in Springfield, MA.

How much can I save per month by moving from Springfield, MA to Denver, CO?

Springfield, MA and Denver, CO have very similar costs of living, based on a $150,000 salary.

Springfield, MA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Springfield, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Springfield, MA

Numbers update automatically as you type

You'd spend $32.22/month more in Denver, CO

$150.0K in your current city equals $150.4K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.4%

More expensive

Monthly Impact

$32.22

Extra cost

Annual Impact

$387

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MA

Population:154K

Cost Index:100

Median Home:$294K

Denver, CO

Population:716K

Cost Index:100

Median Home:$513K

Springfield, MA

The Bay State

154K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 154K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Springfield, MA vs Denver, CO

Category	Springfield, MA	Denver, CO	Difference	Change
📦Other	$1,341/mo	$1,774/mo	↑ $433more	32.3%
🏠Housing	$3,490/mo	$3,248/mo	↓ $242less	6.9%
🚗Transportation	$1,346/mo	$1,462/mo	↑ $116more	8.6%
🛒Groceries	$925/mo	$1,029/mo	↑ $104more	11.2%
⚡All Utilities	$614/mo	$519/mo	↓ $94.62less	15.4%
🏥Healthcare	$637/mo	$632/mo	↓ $5.49less	0.9%

📦Other

↑ 32.3%

Springfield, MA

$1,341

Denver, CO

$1,774

Difference

$433

🏠Housing

↓ 6.9%

Springfield, MA

$3,490

Denver, CO

$3,248

Difference

$242

less

🚗Transportation

↑ 8.6%

Springfield, MA

$1,346

Denver, CO

$1,462

Difference

$116

🛒Groceries

↑ 11.2%

Springfield, MA

$925

Denver, CO

$1,029

Difference

$104

⚡All Utilities

↓ 15.4%

Springfield, MA

$614

Denver, CO

$519

Difference

$94.62

less

🏥Healthcare

↓ 0.9%

Springfield, MA

$637

Denver, CO

$632

Difference

$5.49

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Springfield, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$809

To$1,720

↑ $911

1 Bed

From$915

To$1,840

↑ $925

2 Bed

From$1,150

To$2,190

↑ $1,040

3 Bed

From$1,409

To$2,870

↑ $1,461

Springfield, MAZIP-level data

1BR range: $1,240–$1,630/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,353

Monthly in Springfield, MA

$8,665

Monthly in Denver, CO

$311

Difference

Home Values

Springfield

Denver

$294K

Median Value

$513K

↑ +2.5%

YoY Change

↓ -4.2%

↑ +45.5%

5-Year Change

↑ +13%

$137K - $323K

Price Range

$352K - $933K

Homes in Denver are 74% more expensive than Springfield

Calculate payment - Springfield Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $900

Per year

Monthly Difference

$75.00

More take-home

Effective Rate Diff

0.6%

Rate difference

Springfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Springfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.