Is Syracuse, NY cheaper than Springfield, MA?

Based on cost of living data, Syracuse, NY is 12.4% cheaper than Springfield, MA. This translates to saving $927 per month.

What salary do I need in Syracuse, NY to live like I do in Springfield, MA?

If you earn $150,000 in Springfield, MA, you'd need approximately $138,876.204 in Syracuse, NY to maintain the same standard of living.

How does housing cost compare between Springfield, MA and Syracuse, NY?

Housing in Syracuse, NY is 48.2% cheaper than in Springfield, MA. For a two-bedroom apartment, rent is $1,043/month in Syracuse, NY compared to $1,150/month in Springfield, MA.

How much can I save per month by moving from Springfield, MA to Syracuse, NY?

Moving from Springfield, MA to Syracuse, NY could save you approximately $927 per month, or $11124 per year, based on a $150,000 salary.

Springfield, MA vs Syracuse, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Springfield, MA

Numbers update automatically as you type

You'd save $927/month moving to Syracuse, NY

$150.0K in your current city equals $138.9K in Syracuse, NY

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$927

Savings

Annual Impact

$11.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MA

Population:154K

Cost Index:

100

100 = national average

Median Home:$294K

Syracuse, NY

Population:146K

Cost Index:

(12% below avg)

Median Home:$177K

Springfield, MA

The Bay State

154K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 154K residents.

Syracuse, NY

The Empire State

146K

Population

State Tax

Yes

Located in New York, this city has a population of 146K residents.

Cost Breakdown by Category

Annual spending: Springfield, MA vs Syracuse, NY

Category	Springfield, MA	Syracuse, NY	Difference	Change
Housing	$3,490/mo	$1,809/mo	↓ $1,682less	48.2%
Other	$1,341/mo	$1,800/mo	↑ $459more	34.2%
Groceries	$925/mo	$1,036/mo	↑ $111more	12.0%
Transportation	$1,346/mo	$1,421/mo	↑ $74.97more	5.6%
All Utilities	$614/mo	$562/mo	↓ $52.21less	8.5%
Healthcare	$637/mo	$648/mo	↑ $10.92more	1.7%

Housing

↓ 48.2%

Springfield, MA

$3,490

Syracuse, NY

$1,809

Difference

$1,682

less

Other

↑ 34.2%

Springfield, MA

$1,341

Syracuse, NY

$1,800

Difference

$459

Groceries

↑ 12.0%

Springfield, MA

$925

Syracuse, NY

$1,036

Difference

$111

Transportation

↑ 5.6%

Springfield, MA

$1,346

Syracuse, NY

$1,421

Difference

$74.97

All Utilities

↓ 8.5%

Springfield, MA

$614

Syracuse, NY

$562

Difference

$52.21

less

Healthcare

↑ 1.7%

Springfield, MA

$637

Syracuse, NY

$648

Difference

$10.92

🏠Rent Comparison

Studio

From$809

To$748

↓ $61.00

1 Bed

From$915

To$839

↓ $76.00

2 Bed

From$1,150

To$1,043

↓ $107

3 Bed

From$1,409

To$1,269

↓ $140

Springfield, MAZIP-level data

1BR range: $1,240–$1,630/mo

Syracuse, NYZIP-level data

1BR range: $990–$1,270/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,353

Monthly in Springfield, MA

$7,276

Monthly in Syracuse, NY

$1,078

Difference

Home Values

Springfield

Syracuse

$294K

Median Value

$177K

↑ +2.5%

YoY Change

↑ +3.5%

↑ +45.5%

5-Year Change

↑ +55.5%

$137K - $323K

Price Range

$138K - $348K

Homes in Syracuse are 40% less expensive than Springfield

Calculate payment - Springfield Calculate payment - Syracuse

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.0K

More taxes

Monthly Difference

$170

Less take-home

Effective Rate Diff

1.4%

Rate difference

Springfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Syracuse, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Springfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Syracuse, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.