Springfield, MN vs North Judson, IN: Cost of Living

Which city costs less?

North Judson, IN has a modeled overall cost index 1.6% higher than Springfield, MN.

Springfield, MN · modeled 2BR rent
$970 / month
North Judson, IN · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Springfield, MN and North Judson, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $411/month in North Judson, IN

$150,000 in your current city has a modeled equivalent of $154,935 in North Judson, IN

Regional cost estimates: Springfield, MN uses Minneapolis, MN. North Judson, IN uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.6%
More expensive
Monthly Impact
$411
Extra cost
Annual Impact
$4.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Springfield, MN

Population:2K
Cost Index:
83.1
100 = national average
Typical Home:$201K

North Judson, IN

Population:2K
Cost Index:
84.4
100 = national average
Typical Home:$204K

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Springfield, MN

The North Star State

2K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 2K residents.

North Judson, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Springfield, MN vs North Judson, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 23.6%
Springfield, MN
$1,248
North Judson, IN
$1,541
Difference
$294
more
Housing
↑ 10.9%
Springfield, MN
$2,284
North Judson, IN
$2,532
Difference
$248
more
Healthcare
↓ 20.7%
Springfield, MN
$779
North Judson, IN
$618
Difference
$162
less
All Utilities
↑ 2.9%
Springfield, MN
$524
North Judson, IN
$539
Difference
$15.16
more
Other
↑ 0.5%
Springfield, MN
$1,605
North Judson, IN
$1,613
Difference
$8.08
more
Groceries
↑ 0.7%
Springfield, MN
$1,061
North Judson, IN
$1,069
Difference
$7.72
more

🏠Rent Comparison

Studio
From$670
To$710
↑ $40.00
1 Bed
From$740
To$760
↑ $20.00
2 Bed
From$970
To$990
↑ $20.00
3 Bed
From$1,190
To$1,190
→ $0
Springfield, MNZIP-level data

1BR range: $740–$740/mo

North Judson, INZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Springfield, MN
$7,911
Monthly in North Judson, IN
$411
Difference

Home Values

Springfield
North Judson
$201K
Median Value
$204K
↑ +12.3%
YoY Change
↑ +2.5%
↑ +53.9%
5-Year Change
↑ +52%

Homes in North Judson are 1% more expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $5.6K
Per year
Monthly Difference
$466
More take-home
Effective Rate Diff
3.7%
Rate difference

Springfield, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

North Judson, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Springfield, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

North Judson, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
North Judson
42 Good
Air Quality
54 Moderate
66.4%
Good Air Days
35.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.6°F
2050 Outlook
▲+3.2°F
14 days
Heat Days >95°F
18 days
▲+3.6°F
2050 Outlook
▲+3.2°F
14 days
Heat Days >95°F
18 days

Before moving from Springfield, MN to North Judson, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in North Judson, IN for the same bedroom count and included utilities as your home in Springfield, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Springfield to North Judson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Judson, IN by cost, housing, population and region.

Frequently Asked Questions: Springfield, MN vs North Judson, IN

How do the cost estimates for Springfield, MN and North Judson, IN compare?

North Judson, IN has a modeled overall cost index 1.6% higher than Springfield, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Springfield, MN, the model estimates $154,935 in North Judson, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Springfield, MN and North Judson, IN?

The modeled two-bedroom rents are $970/month in Springfield, MN and $990/month in North Judson, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Indiana on TaxTakeHome.com

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