Is Cedar Rapids, IA cheaper than Springfield, MO?

Based on cost of living data, Cedar Rapids, IA is 4.7% more expensive than Springfield, MO. This translates to spending an extra $356 per month.

What salary do I need in Cedar Rapids, IA to live like I do in Springfield, MO?

If you earn $150,000 in Springfield, MO, you'd need approximately $154,268.76 in Cedar Rapids, IA to maintain the same standard of living.

How does housing cost compare between Springfield, MO and Cedar Rapids, IA?

Housing in Cedar Rapids, IA is 14.9% more expensive than in Springfield, MO. For a two-bedroom apartment, rent is $1,104/month in Cedar Rapids, IA compared to $913/month in Springfield, MO.

How much can I save per month by moving from Springfield, MO to Cedar Rapids, IA?

Living in Cedar Rapids, IA costs approximately $356 more per month than Springfield, MO, or $4269 more per year, based on a $150,000 salary.

Springfield, MO vs Cedar Rapids, IA: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Springfield, MO

Numbers update automatically as you type

You'd spend $356/month more in Cedar Rapids, IA

$150.0K in your current city equals $154.3K in Cedar Rapids, IA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.7%

More expensive

Monthly Impact

$356

Extra cost

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K

Cost Index:

100

100 = national average

Median Home:$226K

Cedar Rapids, IA

Population:136K

Cost Index:

105

(5% above avg)

Median Home:$197K

Springfield, MO

The Show-Me State

170K

Population

State Tax

Yes

Located in Missouri, this city has a population of 170K residents.

Cedar Rapids, IA

The Hawkeye State

136K

Population

State Tax

Yes

Located in Iowa, this city has a population of 136K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs Cedar Rapids, IA

Category	Springfield, MO	Cedar Rapids, IA	Difference	Change
Housing	$1,850/mo	$2,126/mo	↑ $276more	14.9%
Healthcare	$600/mo	$689/mo	↑ $89.25more	14.9%
Transportation	$1,187/mo	$1,271/mo	↑ $84.24more	7.1%
Other	$1,569/mo	$1,643/mo	↑ $74.42more	4.7%
All Utilities	$529/mo	$475/mo	↓ $53.91less	10.2%
Groceries	$938/mo	$920/mo	↓ $18.43less	2.0%

Housing

↑ 14.9%

Springfield, MO

$1,850

Cedar Rapids, IA

$2,126

Difference

$276

Healthcare

↑ 14.9%

Springfield, MO

$600

Cedar Rapids, IA

$689

Difference

$89.25

Transportation

↑ 7.1%

Springfield, MO

$1,187

Cedar Rapids, IA

$1,271

Difference

$84.24

Other

↑ 4.7%

Springfield, MO

$1,569

Cedar Rapids, IA

$1,643

Difference

$74.42

All Utilities

↓ 10.2%

Springfield, MO

$529

Cedar Rapids, IA

$475

Difference

$53.91

less

Groceries

↓ 2.0%

Springfield, MO

$938

Cedar Rapids, IA

$920

Difference

$18.43

less

🏠Rent Comparison

Studio

From$730

To$757

↑ $27.00

1 Bed

From$739

To$844

↑ $105

2 Bed

From$913

To$1,104

↑ $191

3 Bed

From$1,245

To$1,534

↑ $289

Springfield, MOZIP-level data

1BR range: $790–$1,020/mo

Cedar Rapids, IAZIP-level data

1BR range: $740–$930/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673

Monthly in Springfield, MO

$7,125

Monthly in Cedar Rapids, IA

$452

Difference

Home Values

Springfield

Cedar Rapids

$226K

Median Value

$197K

↑ +1.2%

YoY Change

↑ +3.9%

↑ +44.6%

5-Year Change

↑ +29.6%

$132K - $434K

Price Range

$117K - $432K

Homes in Cedar Rapids are 13% less expensive than Springfield

Calculate payment - Springfield Calculate payment - Cedar Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.8K

More taxes

Monthly Difference

$231

Less take-home

Effective Rate Diff

1.8%

Rate difference

Springfield, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Cedar Rapids, IA

Federal Income Tax

Effective: 18.9%

$25.5K

Iowa State Tax

Effective: 7.1%

$10.7K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.7K

Take-Home Pay

$8,524/month

$102.3K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

Cedar Rapids, IA Tax Rates

Sales Tax:7.4%

Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield

Cedar Rapids

46 Good

Air Quality

45 Good

59.3%

Good Air Days

67.5%

97 High

Climate Risk

92 Moderate

🌊🌡🌪

Top Hazards

🌡☀🌪

▲+3.3°F

2050 Outlook

▲+3.4°F

44 days

Heat Days >95°F

25 days

▲+3.3°F

2050 Outlook

▲+3.4°F

44 days

Heat Days >95°F

25 days

💰 See how taxes change too — compare take-home pay between Missouri and Iowa on TaxTakeHome.com

Where your money goes further

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Similar cost to Cedar Rapids, IA

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New Comparison

You'd spend $356/month more in Cedar Rapids, IA

Springfield, MO

Cedar Rapids, IA

Springfield, MO

Cedar Rapids, IA

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code7 ZIPs

📍 Rent by ZIP Code6 ZIPs

Home Values

🏠 Home Values by ZIP7 ZIPs

🏠 Home Values by ZIP6 ZIPs

Tax Comparison

Springfield, MO

Cedar Rapids, IA

Additional Tax Information

Springfield, MO Tax Rates

Cedar Rapids, IA Tax Rates

Environment

Where your money goes further

Similar cost to Cedar Rapids, IA