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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $241/month moving to Warren, MI

$150.0K in your current city equals $147.1K in Warren, MI

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↓ 3.2%
Less expensive
Monthly Impact
$241
Savings
Annual Impact
$2.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:
100
100 = national average
Median Home:$226K

Warren, MI

Population:137K
Cost Index:
97
(3% below avg)
Median Home:$183K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Warren, MI

The Great Lakes State

137K
Population
State Tax
Yes

Located in Michigan, this city has a population of 137K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs Warren, MI

Housing
↓ 26.7%
Springfield, MO
$1,850
Warren, MI
$1,356
Difference
$493
less
Transportation
↑ 27.9%
Springfield, MO
$1,187
Warren, MI
$1,518
Difference
$331
more
Other
↑ 3.1%
Springfield, MO
$1,569
Warren, MI
$1,618
Difference
$48.89
more
Healthcare
↓ 7.6%
Springfield, MO
$600
Warren, MI
$554
Difference
$45.67
less
All Utilities
↑ 3.6%
Springfield, MO
$529
Warren, MI
$548
Difference
$18.81
more
Groceries
↓ 0.5%
Springfield, MO
$938
Warren, MI
$933
Difference
$4.74
less

🏠Rent Comparison

Studio
From$730
To$834
↑ $104
1 Bed
From$739
To$932
↑ $193
2 Bed
From$913
To$1,171
↑ $258
3 Bed
From$1,245
To$1,429
↑ $184
Springfield, MOZIP-level data

1BR range: $790–$1,020/mo

Warren, MIZIP-level data

1BR range: $1,060–$1,170/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$6,528
Monthly in Warren, MI
$145
Difference

Home Values

Springfield
Warren
$226K
Median Value
$183K
↑ +1.2%
YoY Change
↑ +1.6%
↑ +44.6%
5-Year Change
↑ +37.5%
$132K - $434K
Price Range
$124K - $235K

Homes in Warren are 19% less expensive than Springfield

Calculate payment - SpringfieldCalculate payment - Warren

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.6K
Per year
Monthly Difference
$130
More take-home
Effective Rate Diff
1.0%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Warren, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Warren, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Warren
46 Good
Air Quality
55 Moderate
59.3%
Good Air Days
32.8%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.1°F
44 days
Heat Days >95°F
10 days
▲+3.3°F
2050 Outlook
▲+3.1°F
44 days
Heat Days >95°F
10 days

💰 See how taxes change too — compare take-home pay between Missouri and Michigan on TaxTakeHome.com

Where your money goes further

Cities cheaper than Springfield, MO on a $150.0K salary

1.Indianapolis, IN
Save $74.37/mo
2.St. Louis, MO
Save $74.37/mo

Similar cost to Warren, MI

Other cities in a similar price range

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