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Cost of Living Comparison 2026

๐Ÿ“ Springfield, OR โ€” ZIP-level rent data ยท COL adjusted from Portland, OR area

$

Numbers update automatically as you type

You'd spend $184/month more in Austin, TX

$150.0K in your current city equals $152.2K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 2.5%
More expensive
Monthly Impact
$184
Extra cost
Annual Impact
$2.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, OR

Population:61K
Cost Index:100
Median Home:$406K

Austin, TX

Population:979K
Cost Index:102
Median Home:$558K

Springfield, OR

The Beaver State

61K
Population
State Tax
Yes

Located in Oregon, this city has a population of 61K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Springfield, OR vs Austin, TX

๐Ÿ Housing
โ†“ 11.9%
Springfield, OR
$3,274
Austin, TX
$2,885
Difference
$389
less
๐Ÿ“ฆOther
โ†‘ 16.9%
Springfield, OR
$1,489
Austin, TX
$1,741
Difference
$252
more
โšกAll Utilities
โ†‘ 29.4%
Springfield, OR
$418
Austin, TX
$541
Difference
$123
more
๐Ÿš—Transportation
โ†“ 3.5%
Springfield, OR
$1,331
Austin, TX
$1,284
Difference
$47.02
less
๐Ÿ›’Groceries
โ†‘ 2.0%
Springfield, OR
$940
Austin, TX
$959
Difference
$19.02
more
๐ŸฅHealthcare
โ†‘ 1.0%
Springfield, OR
$583
Austin, TX
$589
Difference
$5.60
more

๐Ÿ Rent Comparison

Studio
From$795
To$1,585
โ†‘ $790
1 Bed
From$835
To$1,685
โ†‘ $850
2 Bed
From$1,094
To$1,995
โ†‘ $901
3 Bed
From$1,522
To$2,525
โ†‘ $1,003
Springfield, ORZIP-level data

1BR range: $1,230โ€“$1,310/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,035
Monthly in Springfield, OR
$7,998
Monthly in Austin, TX
$36.55
Difference

Home Values

Springfield
Austin
$406K
Median Value
$558K
โ†“ -0.2%
YoY Change
โ†“ -5%
โ†‘ +26%
5-Year Change
โ†‘ +12.6%
$391K - $422K
Price Range
$272K - $1.26M

Homes in Austin are 37% more expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $15.5K
Per year
Monthly Difference
$1,293
More take-home
Effective Rate Diff
10.3%
Rate difference

Springfield, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Springfield, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Austin
35 Good
Air Quality
52 Moderate
85%
Good Air Days
42.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
9 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
9 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oregon and Texas on TaxTakeHome.com

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