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Cost of Living Comparison 2026

📍 St. Charles, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.1K/month more in Raleigh, NC

$150.0K in your current city equals $163.6K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
↑ 15.1%
More expensive
Monthly Impact
$1,131
Extra cost
Annual Impact
$13.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Charles, MO

Population:72K
Cost Index:100
Median Home:$345K

Raleigh, NC

Population:474K
Cost Index:115
Median Home:$512K

St. Charles, MO

The Show-Me State

72K
Population
State Tax
Yes

Located in Missouri, this city has a population of 72K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: St. Charles, MO vs Raleigh, NC

🏠Housing
↑ 51.3%
St. Charles, MO
$1,631
Raleigh, NC
$2,469
Difference
$837
more
📦Other
↑ 9.7%
St. Charles, MO
$1,557
Raleigh, NC
$1,707
Difference
$151
more
🚗Transportation
↑ 9.0%
St. Charles, MO
$1,178
Raleigh, NC
$1,284
Difference
$106
more
🏥Healthcare
↑ 15.9%
St. Charles, MO
$518
Raleigh, NC
$601
Difference
$82.62
more
🛒Groceries
↑ 2.7%
St. Charles, MO
$934
Raleigh, NC
$959
Difference
$24.90
more
⚡All Utilities
↑ 3.7%
St. Charles, MO
$527
Raleigh, NC
$546
Difference
$19.34
more

🏠Rent Comparison

Studio
From$964
To$1,570
↑ $606
1 Bed
From$1,005
To$1,640
↑ $635
2 Bed
From$1,227
To$1,800
↑ $573
3 Bed
From$1,581
To$2,255
↑ $674
St. Charles, MOZIP-level data

1BR range: $1,000–$1,410/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,346
Monthly in St. Charles, MO
$7,567
Monthly in Raleigh, NC
$1,221
Difference

Home Values

St. Charles
Raleigh
$345K
Median Value
$512K
↑ +0.9%
YoY Change
↓ -0.5%
↑ +33.2%
5-Year Change
↑ +38.2%
$307K - $390K
Price Range
$314K - $992K

Homes in Raleigh are 48% more expensive than St. Charles

Calculate payment - St. CharlesCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $804
Per year
Monthly Difference
$67.00
More take-home
Effective Rate Diff
0.5%
Rate difference

St. Charles, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

St. Charles, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Charles
Raleigh
54 Moderate
Air Quality
46 Good
38%
Good Air Days
61.7%
99 High
Climate Risk
96 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
31 days
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Missouri and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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