St. Clair, MO vs New Carlisle, OH: Cost of Living

Which city costs less?

New Carlisle, OH has a modeled overall cost index 2.9% higher than St. Clair, MO.

St. Clair, MO · modeled 2BR rent
$990 / month
New Carlisle, OH · modeled 2BR rent
$1,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare St. Clair, MO and New Carlisle, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated extra cost: $300/month in New Carlisle, OH

$150,000 in your current city has a modeled equivalent of $153,602 in New Carlisle, OH

Regional cost estimates: St. Clair, MO uses St. Louis, MO. New Carlisle, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.9%
More expensive
Monthly Impact
$300
Extra cost
Annual Impact
$3.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

St. Clair, MO

Population:5K
Cost Index:
79.4
100 = national average
Typical Home:$199K

New Carlisle, OH

Population:5K
Cost Index:
81.7
100 = national average
Typical Home:$205K

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St. Clair, MO

The Show-Me State

5K
Population
State Tax
Yes

Located in Missouri, this city has a population of 5K residents.

New Carlisle, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: St. Clair, MO vs New Carlisle, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 9.2%
St. Clair, MO
$1,910
New Carlisle, OH
$2,085
Difference
$175
more
Transportation
↑ 11.8%
St. Clair, MO
$1,379
New Carlisle, OH
$1,541
Difference
$162
more
Healthcare
↑ 15.0%
St. Clair, MO
$625
New Carlisle, OH
$719
Difference
$93.77
more
All Utilities
↓ 13.5%
St. Clair, MO
$636
New Carlisle, OH
$550
Difference
$85.76
less
Other
↓ 3.6%
St. Clair, MO
$1,823
New Carlisle, OH
$1,757
Difference
$66.04
less
Groceries
↑ 1.8%
St. Clair, MO
$1,127
New Carlisle, OH
$1,148
Difference
$20.77
more

🏠Rent Comparison

Studio
From$760
To$740
↓ $20.00
1 Bed
From$800
To$810
↑ $10.00
2 Bed
From$990
To$1,060
↑ $70.00
3 Bed
From$1,270
To$1,310
↑ $40.00
St. Clair, MOZIP-level data

1BR range: $800–$800/mo

New Carlisle, OHZIP-level data

1BR range: $810–$810/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in St. Clair, MO
$7,800
Monthly in New Carlisle, OH
$300
Difference

Home Values

St. Clair
New Carlisle
$199K
Median Value
$205K
↑ +2.2%
YoY Change
↑ +4.3%
↑ +35%
5-Year Change
↑ +40.9%

Homes in New Carlisle are 3% more expensive than St. Clair

Calculate payment - St. ClairCalculate payment - New Carlisle

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.5K
Per year
Monthly Difference
$292
More take-home
Effective Rate Diff
2.3%
Rate difference

St. Clair, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

New Carlisle, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

St. Clair, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

New Carlisle, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Clair
New Carlisle
54 Moderate
Air Quality
53 Moderate
38%
Good Air Days
41.3%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.1°F
39 days
Heat Days >95°F
18 days
▲+3.0°F
2050 Outlook
▲+3.1°F
39 days
Heat Days >95°F
18 days

Before moving from St. Clair, MO to New Carlisle, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Carlisle, OH for the same bedroom count and included utilities as your home in St. Clair, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your St. Clair to New Carlisle moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Carlisle, OH by cost, housing, population and region.

Frequently Asked Questions: St. Clair, MO vs New Carlisle, OH

How do the cost estimates for St. Clair, MO and New Carlisle, OH compare?

New Carlisle, OH has a modeled overall cost index 2.9% higher than St. Clair, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in St. Clair, MO, the model estimates $153,602 in New Carlisle, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for St. Clair, MO and New Carlisle, OH?

The modeled two-bedroom rents are $990/month in St. Clair, MO and $1,060/month in New Carlisle, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Ohio on TaxTakeHome.com

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