Is Pittsburgh, PA cheaper than St. Cloud, FL?

Based on cost of living data, Pittsburgh, PA is 10.6% cheaper than St. Cloud, FL. This translates to saving $796 per month.

What salary do I need in Pittsburgh, PA to live like I do in St. Cloud, FL?

If you earn $150,000 in St. Cloud, FL, you'd need approximately $140,443.616 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between St. Cloud, FL and Pittsburgh, PA?

Housing in Pittsburgh, PA is 17.1% cheaper than in St. Cloud, FL. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,742/month in St. Cloud, FL.

How much can I save per month by moving from St. Cloud, FL to Pittsburgh, PA?

Moving from St. Cloud, FL to Pittsburgh, PA could save you approximately $796 per month, or $9556 per year, based on a $150,000 salary.

St. Cloud, FL vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 St. Cloud, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in St. Cloud, FL

Numbers update automatically as you type

You'd save $796/month moving to Pittsburgh, PA

$150.0K in your current city equals $140.4K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$796

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Cloud, FL

Population:66K

Cost Index:100

Median Home:$386K

Pittsburgh, PA

Population:303K

Cost Index:89

St. Cloud, FL

The Sunshine State

66K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 66K residents.

💡 Advantage: Florida has no state income tax!

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: St. Cloud, FL vs Pittsburgh, PA

Category	St. Cloud, FL	Pittsburgh, PA	Difference	Change
🏠Housing	$2,351/mo	$1,949/mo	↓ $402less	17.1%
📦Other	$1,748/mo	$1,607/mo	↓ $141less	8.1%
⚡All Utilities	$564/mo	$607/mo	↑ $42.41more	7.5%
🏥Healthcare	$560/mo	$527/mo	↓ $33.81less	6.0%
🚗Transportation	$1,241/mo	$1,216/mo	↓ $25.58less	2.1%
🛒Groceries	$1,002/mo	$989/mo	↓ $12.88less	1.3%

🏠Housing

↓ 17.1%

St. Cloud, FL

$2,351

Pittsburgh, PA

$1,949

Difference

$402

less

📦Other

↓ 8.1%

St. Cloud, FL

$1,748

Pittsburgh, PA

$1,607

Difference

$141

less

⚡All Utilities

↑ 7.5%

St. Cloud, FL

$564

Pittsburgh, PA

$607

Difference

$42.41

🏥Healthcare

↓ 6.0%

St. Cloud, FL

$560

Pittsburgh, PA

$527

Difference

$33.81

less

🚗Transportation

↓ 2.1%

St. Cloud, FL

$1,241

Pittsburgh, PA

$1,216

Difference

$25.58

less

🛒Groceries

↓ 1.3%

St. Cloud, FL

$1,002

Pittsburgh, PA

$989

Difference

$12.88

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

St. Cloud, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,459

To$750

↓ $709

1 Bed

From$1,528

To$850

↓ $678

2 Bed

From$1,742

To$1,050

↓ $692

3 Bed

From$2,186

To$1,400

↓ $786

St. Cloud, FLZIP-level data

1BR range: $1,420–$2,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,467

Monthly in St. Cloud, FL

$6,894

Monthly in Pittsburgh, PA

$573

Difference

Home Values

St. Cloud

Pittsburgh

$386K

Median Value

↓ -4.5%

YoY Change

↑ +33.4%

5-Year Change

$312K - $435K

Price Range

Calculate payment - St. Cloud

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.6K

More taxes

Monthly Difference

$384

Less take-home

Effective Rate Diff

3.1%

Rate difference

St. Cloud, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

St. Cloud, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.