Is Indianapolis, IN cheaper than St. George, UT?

Based on cost of living data, Indianapolis, IN is 9.4% cheaper than St. George, UT. This translates to saving $706 per month.

What salary do I need in Indianapolis, IN to live like I do in St. George, UT?

If you earn $150,000 in St. George, UT, you'd need approximately $141,528.192 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between St. George, UT and Indianapolis, IN?

Housing in Indianapolis, IN is 22.3% cheaper than in St. George, UT. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,189/month in St. George, UT.

How much can I save per month by moving from St. George, UT to Indianapolis, IN?

Moving from St. George, UT to Indianapolis, IN could save you approximately $706 per month, or $8472 per year, based on a $150,000 salary.

St. George, UT vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 St. George, UT — ZIP-level rent data · COL adjusted from North Las Vegas, NV area

Current salary in St. George, UT

Numbers update automatically as you type

You'd save $706/month moving to Indianapolis, IN

$150.0K in your current city equals $141.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.4%

Less expensive

Monthly Impact

$706

Savings

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. George, UT

Population:105K

Cost Index:100

Median Home:$476K

Indianapolis, IN

Population:888K

Cost Index:91

Median Home:$176K

St. George, UT

The Beehive State

105K

Population

State Tax

Yes

Located in Utah, this city has a population of 105K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: St. George, UT vs Indianapolis, IN

Category	St. George, UT	Indianapolis, IN	Difference	Change
🏠Housing	$2,508/mo	$1,949/mo	↓ $559less	22.3%
🚗Transportation	$1,439/mo	$1,188/mo	↓ $251less	17.4%
🛒Groceries	$1,004/mo	$919/mo	↓ $84.19less	8.4%
🏥Healthcare	$610/mo	$582/mo	↓ $27.84less	4.6%
⚡All Utilities	$491/mo	$503/mo	↑ $12.00more	2.4%
📦Other	$1,592/mo	$1,590/mo	↓ $1.81less	0.1%

🏠Housing

↓ 22.3%

St. George, UT

$2,508

Indianapolis, IN

$1,949

Difference

$559

less

🚗Transportation

↓ 17.4%

St. George, UT

$1,439

Indianapolis, IN

$1,188

Difference

$251

less

🛒Groceries

↓ 8.4%

St. George, UT

$1,004

Indianapolis, IN

$919

Difference

$84.19

less

🏥Healthcare

↓ 4.6%

St. George, UT

$610

Indianapolis, IN

$582

Difference

$27.84

less

⚡All Utilities

↑ 2.4%

St. George, UT

$491

Indianapolis, IN

$503

Difference

$12.00

📦Other

↓ 0.1%

St. George, UT

$1,592

Indianapolis, IN

$1,590

Difference

$1.81

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

St. George, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$911

To$1,030

↑ $119

1 Bed

From$919

To$1,170

↑ $251

2 Bed

From$1,189

To$1,360

↑ $171

3 Bed

From$1,561

To$1,760

↑ $199

St. George, UTZIP-level data

1BR range: $1,160–$1,160/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,644

Monthly in St. George, UT

$6,732

Monthly in Indianapolis, IN

$912

Difference

Home Values

St. George

Indianapolis

$476K

Median Value

$176K

↓ -0.9%

YoY Change

↓ -1.1%

↑ +34.5%

5-Year Change

↑ +26.9%

$476K

Price Range

$109K - $340K

Homes in Indianapolis are 63% less expensive than St. George

Calculate payment - St. George Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$203

More take-home

Effective Rate Diff

1.6%

Rate difference

St. George, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

St. George, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.