St. John, IN vs West Bend, WI: Cost of Living

Which city costs less?

West Bend, WI has a modeled overall cost index 11.3% lower than St. John, IN.

St. John, IN · modeled 2BR rent: $1,160 / month
West Bend, WI · modeled 2BR rent: $1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare St. John, IN and West Bend, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in St. John, IN

Numbers update automatically as you type

Estimated savings: $966/month in West Bend, WI

$150,000 in your current city has a modeled equivalent of $138,410 in West Bend, WI

Regional cost estimates: St. John, IN uses Chicago, IL. West Bend, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.3%

Less expensive

Monthly Impact

$966

Savings

Annual Impact

$11.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

St. John, IN

Population:24K

Cost Index:

96.3

100 = national average

Typical Home:$440K

West Bend, WI

Population:32K

Cost Index:

85.4

100 = national average

Typical Home:$386K

Planning the move to West Bend?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

St. John, IN

The Hoosier State

24K

Population

State Tax

Yes

Located in Indiana, this city has a population of 24K residents.

West Bend, WI

The Badger State

32K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 32K residents.

Cost Breakdown by Category

Estimated monthly spending: St. John, IN vs West Bend, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	St. John, IN	West Bend, WI	Difference	Change
Housing	$2,444/mo	$1,615/mo	↓ $829less	33.9%
Transportation	$1,488/mo	$1,313/mo	↓ $175less	11.8%
Healthcare	$558/mo	$692/mo	↑ $134more	24.0%
Other	$1,557/mo	$1,500/mo	↓ $56.86less	3.7%
Groceries	$966/mo	$924/mo	↓ $41.74less	4.3%
All Utilities	$487/mo	$490/mo	↑ $2.40more	0.5%

Housing

↓ 33.9%

St. John, IN

$2,444

West Bend, WI

$1,615

Difference

$829

less

Transportation

↓ 11.8%

St. John, IN

$1,488

West Bend, WI

$1,313

Difference

$175

less

Healthcare

↑ 24.0%

St. John, IN

$558

West Bend, WI

$692

Difference

$134

Other

↓ 3.7%

St. John, IN

$1,557

West Bend, WI

$1,500

Difference

$56.86

less

Groceries

↓ 4.3%

St. John, IN

$966

West Bend, WI

$924

Difference

$41.74

less

All Utilities

↑ 0.5%

St. John, IN

$487

West Bend, WI

$490

Difference

$2.40

🏠Rent Comparison

Studio

From$840

To$960

↑ $120

1 Bed

From$950

To$1,050

↑ $100

2 Bed

From$1,160

To$1,250

↑ $90.00

3 Bed

From$1,420

To$1,540

↑ $120

St. John, INZIP-level data

1BR range: $950–$950/mo

West Bend, WIZIP-level data

1BR range: $1,050–$1,050/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in St. John, IN

$6,534

Monthly in West Bend, WI

$966

Difference

Home Values

St. John

West Bend

$440K

Median Value

$386K

↑ +1.5%

YoY Change

↑ +7.1%

↑ +25.2%

5-Year Change

↑ +40.7%

Homes in West Bend are 12% less expensive than St. John

Calculate payment - St. John Calculate payment - West Bend

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$334

Less take-home

Effective Rate Diff

2.7%

Rate difference

St. John, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

West Bend, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

St. John, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

West Bend, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. John

West Bend

54 Moderate

Air Quality

43 Good

35.8%

Good Air Days

68.6%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

13 days

Before moving from St. John, IN to West Bend, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in West Bend, WI for the same bedroom count and included utilities as your home in St. John, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your St. John to West Bend moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Bend, WI by cost, housing, population and region.

Frequently Asked Questions: St. John, IN vs West Bend, WI

How do the cost estimates for St. John, IN and West Bend, WI compare?

West Bend, WI has a modeled overall cost index 11.3% lower than St. John, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in St. John, IN, the model estimates $138,410 in West Bend, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for St. John, IN and West Bend, WI?

The modeled two-bedroom rents are $1,160/month in St. John, IN and $1,250/month in West Bend, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Wisconsin on TaxTakeHome.com