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Cost of Living Comparison 2026

📍 St. Joseph, MO — ZIP-level rent data · COL adjusted from Kansas City, MO area

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Numbers update automatically as you type

You'd spend $1.4K/month more in Nashville, TN

$150.0K in your current city equals $166.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 18.4%
More expensive
Monthly Impact
$1,381
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Joseph, MO

Population:71K
Cost Index:100
Median Home:$161K

Nashville, TN

Population:689K
Cost Index:118
Median Home:$489K

St. Joseph, MO

The Show-Me State

71K
Population
State Tax
Yes

Located in Missouri, this city has a population of 71K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: St. Joseph, MO vs Nashville, TN

🏠Housing
↑ 44.8%
St. Joseph, MO
$1,831
Nashville, TN
$2,651
Difference
$820
more
📦Other
↑ 25.0%
St. Joseph, MO
$1,553
Nashville, TN
$1,942
Difference
$389
more
🚗Transportation
↑ 9.3%
St. Joseph, MO
$1,175
Nashville, TN
$1,284
Difference
$109
more
🛒Groceries
↑ 1.7%
St. Joseph, MO
$933
Nashville, TN
$949
Difference
$16.04
more
🏥Healthcare
↑ 1.7%
St. Joseph, MO
$597
Nashville, TN
$607
Difference
$10.26
more
⚡All Utilities
↓ 1.4%
St. Joseph, MO
$526
Nashville, TN
$519
Difference
$7.34
less

🏠Rent Comparison

Studio
From$649
To$1,600
↑ $951
1 Bed
From$698
To$1,680
↑ $982
2 Bed
From$904
To$1,840
↑ $936
3 Bed
From$1,142
To$2,350
↑ $1,208
St. Joseph, MOZIP-level data

1BR range: $800–$900/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,616
Monthly in St. Joseph, MO
$7,952
Monthly in Nashville, TN
$1,336
Difference

Home Values

St. Joseph
Nashville
$161K
Median Value
$489K
↑ +6.7%
YoY Change
↓ -2.1%
↑ +37.2%
5-Year Change
↑ +32.1%
$119K - $266K
Price Range
$320K - $1.16M

Homes in Nashville are 204% more expensive than St. Joseph

Calculate payment - St. JosephCalculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

St. Joseph, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

St. Joseph, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Joseph
Nashville
46 Good
Air Quality
50 Good
59.3%
Good Air Days
51.6%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+3.3°F
2050 Outlook
▲+2.8°F
44 days
Heat Days >95°F
42 days
▲+3.3°F
2050 Outlook
▲+2.8°F
44 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Missouri and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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