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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.2K/month more in Dallas, TX

$150.0K in your current city equals $164.5K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
16.1%
More expensive
Monthly Impact
$1,207
Extra cost
Annual Impact
$14.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Louis, MO

Population:302K
Cost Index:
100
100 = national average
Median Home:$145K

Dallas, TX

Population:1304K
Cost Index:
116
(16% above avg)
Median Home:$292K

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: St. Louis, MO vs Dallas, TX

Housing
27.8%
St. Louis, MO
$1,871
Dallas, TX
$2,391
Difference
$520
more
Other
10.4%
St. Louis, MO
$1,607
Dallas, TX
$1,774
Difference
$167
more
Healthcare
20.0%
St. Louis, MO
$527
Dallas, TX
$632
Difference
$105
more
Transportation
6.7%
St. Louis, MO
$1,216
Dallas, TX
$1,298
Difference
$81.96
more
Groceries
3.2%
St. Louis, MO
$949
Dallas, TX
$979
Difference
$29.98
more
All Utilities
5.1%
St. Louis, MO
$535
Dallas, TX
$563
Difference
$27.32
more

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$910
To$1,450
$540
1 Bed
From$950
To$1,505
$555
2 Bed
From$1,160
To$1,765
$605
3 Bed
From$1,490
To$2,220
$730
St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,705
Monthly in St. Louis, MO
$7,637
Monthly in Dallas, TX
$932
Difference

Home Values

St. Louis
Dallas
$145K
Median Value
$292K
↓ -0.8%
YoY Change
↓ -3.1%
↑ +10.9%
5-Year Change
↑ +27.1%
$38K - $302K
Price Range
$138K - $2.01M

Homes in Dallas are 102% more expensive than St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Louis
Dallas
54 Moderate
Air Quality
55 Moderate
38%
Good Air Days
35.2%
99 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+3.0°F
2050 Outlook
+2.7°F
39 days
Heat Days >95°F
90 days
+3.0°F
2050 Outlook
+2.7°F
39 days
Heat Days >95°F
90 days

💰 See how taxes change too — compare take-home pay between Missouri and Texas on TaxTakeHome.com

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