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Cost of Living Comparison 2026

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You'd spend $1.4K/month more in Nashville, TN

$150.0K in your current city equals $166.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
18.4%
More expensive
Monthly Impact
$1,379
Extra cost
Annual Impact
$16.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Louis, MO

Population:302K
Cost Index:100
Median Home:$145K

Nashville, TN

Population:689K
Cost Index:118
Median Home:$489K

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: St. Louis, MO vs Nashville, TN

🏠Housing
41.7%
St. Louis, MO
$1,871
Nashville, TN
$2,651
Difference
$780
more
📦Other
20.8%
St. Louis, MO
$1,607
Nashville, TN
$1,942
Difference
$335
more
🏥Healthcare
15.3%
St. Louis, MO
$527
Nashville, TN
$607
Difference
$80.54
more
🚗Transportation
5.6%
St. Louis, MO
$1,216
Nashville, TN
$1,284
Difference
$68.30
more
All Utilities
3.1%
St. Louis, MO
$535
Nashville, TN
$519
Difference
$16.39
less
🛒Groceries
0.0%
St. Louis, MO
$949
Nashville, TN
$949
Difference
$0
same

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$910
To$1,600
$690
1 Bed
From$950
To$1,680
$730
2 Bed
From$1,160
To$1,840
$680
3 Bed
From$1,490
To$2,350
$860
St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,705
Monthly in St. Louis, MO
$7,952
Monthly in Nashville, TN
$1,247
Difference

Home Values

St. Louis
Nashville
$145K
Median Value
$489K
↓ -0.8%
YoY Change
↓ -2.1%
↑ +10.9%
5-Year Change
↑ +32.1%
$38K - $302K
Price Range
$320K - $1.16M

Homes in Nashville are 238% more expensive than St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Louis
Nashville
54 Moderate
Air Quality
50 Good
38%
Good Air Days
51.6%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🫨🌪
+3.0°F
2050 Outlook
+2.8°F
39 days
Heat Days >95°F
42 days
+3.0°F
2050 Outlook
+2.8°F
39 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Missouri and Tennessee on TaxTakeHome.com

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