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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $99.07/month more in Overland Park, KS

$150.0K in your current city equals $151.2K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
1.3%
More expensive
Monthly Impact
$99.07
Extra cost
Annual Impact
$1.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

St. Louis, MO

Population:302K
Cost Index:
100
100 = national average
Median Home:$145K

Overland Park, KS

Population:197K
Cost Index:
101
(1% above avg)
Median Home:$344K

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: St. Louis, MO vs Overland Park, KS

Healthcare
14.1%
St. Louis, MO
$527
Overland Park, KS
$601
Difference
$74.27
more
Other
2.1%
St. Louis, MO
$1,607
Overland Park, KS
$1,574
Difference
$33.05
less
Transportation
2.1%
St. Louis, MO
$1,216
Overland Park, KS
$1,191
Difference
$25.00
less
Housing
0.8%
St. Louis, MO
$1,871
Overland Park, KS
$1,856
Difference
$15.57
less
Groceries
1.0%
St. Louis, MO
$949
Overland Park, KS
$939
Difference
$9.81
less
All Utilities
1.0%
St. Louis, MO
$535
Overland Park, KS
$530
Difference
$5.53
less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Overland Park, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$910
To$1,082
$172
1 Bed
From$950
To$1,182
$232
2 Bed
From$1,160
To$1,340
$180
3 Bed
From$1,490
To$1,748
$258
St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,705
Monthly in St. Louis, MO
$6,691
Monthly in Overland Park, KS
$14.69
Difference

Home Values

St. Louis
Overland Park
$145K
Median Value
$344K
↓ -0.8%
YoY Change
↑ +3.7%
↑ +10.9%
5-Year Change
↑ +40.5%
$38K - $302K
Price Range
$296K - $538K

Homes in Overland Park are 138% more expensive than St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$489
More taxes
Monthly Difference
$40.75
Less take-home
Effective Rate Diff
0.3%
Rate difference

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

St. Louis
Overland Park
54 Moderate
Air Quality
46 Good
38%
Good Air Days
59.3%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+3.0°F
2050 Outlook
+3.3°F
39 days
Heat Days >95°F
44 days
+3.0°F
2050 Outlook
+3.3°F
39 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Missouri and Kansas on TaxTakeHome.com

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