Is Indianapolis, IN cheaper than Stamford, CT?

Based on cost of living data, Indianapolis, IN is 39.9% cheaper than Stamford, CT. This translates to saving $2993 per month.

What salary do I need in Indianapolis, IN to live like I do in Stamford, CT?

If you earn $150,000 in Stamford, CT, you'd need approximately $114,089.629 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Stamford, CT and Indianapolis, IN?

Housing in Indianapolis, IN is 67.1% cheaper than in Stamford, CT. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,036/month in Stamford, CT.

How much can I save per month by moving from Stamford, CT to Indianapolis, IN?

Moving from Stamford, CT to Indianapolis, IN could save you approximately $2993 per month, or $35910 per year, based on a $150,000 salary.

Stamford, CT vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Stamford, CT — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Stamford, CT

Numbers update automatically as you type

You'd save $3.0K/month moving to Indianapolis, IN

$150.0K in your current city equals $114.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 39.9%

Less expensive

Monthly Impact

$2,993

Savings

Annual Impact

$35.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Stamford, CT

Population:136K

Cost Index:100

Median Home:$609K

Indianapolis, IN

Population:888K

Cost Index:60

Median Home:$176K

Stamford, CT

The Constitution State

136K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 136K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Stamford, CT vs Indianapolis, IN

Category	Stamford, CT	Indianapolis, IN	Difference	Change
🏠Housing	$5,931/mo	$1,949/mo	↓ $3,982less	67.1%
🚗Transportation	$1,381/mo	$1,188/mo	↓ $192less	13.9%
📦Other	$1,753/mo	$1,590/mo	↓ $162less	9.3%
🛒Groceries	$1,082/mo	$919/mo	↓ $162less	15.0%
🏥Healthcare	$638/mo	$582/mo	↓ $55.99less	8.8%
⚡All Utilities	$557/mo	$503/mo	↓ $54.22less	9.7%

🏠Housing

↓ 67.1%

Stamford, CT

$5,931

Indianapolis, IN

$1,949

Difference

$3,982

less

🚗Transportation

↓ 13.9%

Stamford, CT

$1,381

Indianapolis, IN

$1,188

Difference

$192

less

📦Other

↓ 9.3%

Stamford, CT

$1,753

Indianapolis, IN

$1,590

Difference

$162

less

🛒Groceries

↓ 15.0%

Stamford, CT

$1,082

Indianapolis, IN

$919

Difference

$162

less

🏥Healthcare

↓ 8.8%

Stamford, CT

$638

Indianapolis, IN

$582

Difference

$55.99

less

⚡All Utilities

↓ 9.7%

Stamford, CT

$557

Indianapolis, IN

$503

Difference

$54.22

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Stamford, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,406

To$1,030

↓ $376

1 Bed

From$1,707

To$1,170

↓ $537

2 Bed

From$2,036

To$1,360

↓ $676

3 Bed

From$2,461

To$1,760

↓ $701

Stamford, CTZIP-level data

1BR range: $2,100–$2,650/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,341

Monthly in Stamford, CT

$6,732

Monthly in Indianapolis, IN

$4,609

Difference

Home Values

Stamford

Indianapolis

$609K

Median Value

$176K

↑ +4.9%

YoY Change

↓ -1.1%

↑ +40.5%

5-Year Change

↑ +26.9%

$369K - $1.05M

Price Range

$109K - $340K

Homes in Indianapolis are 71% less expensive than Stamford

Calculate payment - Stamford Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.2K

Per year

Monthly Difference

$267

More take-home

Effective Rate Diff

2.1%

Rate difference

Stamford, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Stamford, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.