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Cost of Living Comparison 2026

๐Ÿ“ State College, PA โ€” ZIP-level rent data ยท COL adjusted from Pittsburgh, PA area

$

Numbers update automatically as you type

You'd save $120/month moving to St. Louis, MO

$150.0K in your current city equals $148.6K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.6%
Less expensive
Monthly Impact
$120
Savings
Annual Impact
$1.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

State College, PA

Population:41K
Cost Index:100
Median Home:$398K

St. Louis, MO

Population:302K
Cost Index:98
Median Home:$145K

State College, PA

The Keystone State

41K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 41K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: State College, PA vs St. Louis, MO

๐Ÿ Housing
โ†‘ 7.4%
State College, PA
$1,743
St. Louis, MO
$1,871
Difference
$129
more
โšกAll Utilities
โ†“ 11.4%
State College, PA
$605
St. Louis, MO
$535
Difference
$69.03
less
๐Ÿ›’Groceries
โ†“ 3.7%
State College, PA
$986
St. Louis, MO
$949
Difference
$36.70
less
๐Ÿ“ฆOther
โ†‘ 0.7%
State College, PA
$1,596
St. Louis, MO
$1,607
Difference
$10.61
more
๐Ÿš—Transportation
โ†‘ 0.7%
State College, PA
$1,208
St. Louis, MO
$1,216
Difference
$8.03
more
๐ŸฅHealthcare
โ†‘ 0.3%
State College, PA
$525
St. Louis, MO
$527
Difference
$1.74
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

State College, PA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,098
To$910
โ†“ $188
1 Bed
From$1,106
To$950
โ†“ $156
2 Bed
From$1,305
To$1,160
โ†“ $145
3 Bed
From$1,634
To$1,490
โ†“ $144
State College, PAZIP-level data

1BR range: $1,280โ€“$1,340/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,662
Monthly in State College, PA
$6,705
Monthly in St. Louis, MO
$43.18
Difference

Home Values

State College
St. Louis
$398K
Median Value
$145K
โ†‘ +0.8%
YoY Change
โ†“ -0.8%
โ†‘ +22.2%
5-Year Change
โ†‘ +10.9%
$394K - $402K
Price Range
$38K - $302K

Homes in St. Louis are 64% less expensive than State College

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $3.3K
More taxes
Monthly Difference
$277
Less take-home
Effective Rate Diff
2.2%
Rate difference

State College, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

State College, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

State College
St. Louis
52 Moderate
Air Quality
54 Moderate
47.8%
Good Air Days
38%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
12 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
12 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Pennsylvania and Missouri on TaxTakeHome.com

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