Sterling Heights, MI vs Livonia, MI: Cost of Living

Which city costs less?

Livonia, MI has a modeled overall cost index 0.8% lower than Sterling Heights, MI.

Sterling Heights, MI · modeled 2BR rent
$1,505 / month
Livonia, MI · modeled 2BR rent
$1,600 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Sterling Heights, MI and Livonia, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $52.51/month in Livonia, MI

$150,000 in your current city has a modeled equivalent of $149,370 in Livonia, MI

Regional cost estimates: Sterling Heights, MI uses Detroit, MI. Livonia, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.8%
Less expensive
Monthly Impact
$52.51
Savings
Annual Impact
$630
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Sterling Heights, MI

Population:133K
Cost Index:
85.0
100 = national average
Typical Home:$296K

Livonia, MI

Population:92K
Cost Index:
84.3
100 = national average
Typical Home:$311K

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Sterling Heights, MI

The Great Lakes State

133K
Population
State Tax
Yes

Located in Michigan, this city has a population of 133K residents.

Livonia, MI

The Great Lakes State

92K
Population
State Tax
Yes

Located in Michigan, this city has a population of 92K residents.

Cost Breakdown by Category

Estimated monthly spending: Sterling Heights, MI vs Livonia, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 0.8%
Sterling Heights, MI
$1,859
Livonia, MI
$1,843
Difference
$15.41
less
Transportation
↓ 0.8%
Sterling Heights, MI
$1,744
Livonia, MI
$1,730
Difference
$14.46
less
Housing
↓ 0.8%
Sterling Heights, MI
$1,558
Livonia, MI
$1,545
Difference
$12.92
less
Groceries
↓ 0.4%
Sterling Heights, MI
$1,072
Livonia, MI
$1,068
Difference
$4.46
less
Healthcare
↓ 0.4%
Sterling Heights, MI
$637
Livonia, MI
$634
Difference
$2.65
less
All Utilities
↓ 0.4%
Sterling Heights, MI
$630
Livonia, MI
$627
Difference
$2.62
less

🏠Rent Comparison

Studio
From$1,080
To$1,140
↑ $60.00
1 Bed
From$1,195
To$1,270
↑ $75.00
2 Bed
From$1,505
To$1,600
↑ $95.00
3 Bed
From$1,835
To$1,950
↑ $115
Sterling Heights, MIZIP-level data

1BR range: $1,090–$1,280/mo

Livonia, MIZIP-level data

1BR range: $1,180–$1,270/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Sterling Heights, MI
$7,447
Monthly in Livonia, MI
$52.51
Difference

Home Values

Sterling Heights
Livonia
$296K
Median Value
$311K
↑ +3.9%
YoY Change
↑ +3.5%
↑ +38%
5-Year Change
↑ +33.1%
$281K - $350K
Price Range
$265K - $322K

Homes in Livonia are 5% more expensive than Sterling Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Sterling Heights, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Livonia, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Sterling Heights, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Livonia, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sterling Heights
Livonia
55 Moderate
Air Quality
55 Moderate
32.8%
Good Air Days
32.8%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
10 days
▲+3.1°F
2050 Outlook
▲+3.1°F
10 days
Heat Days >95°F
10 days

Before moving from Sterling Heights, MI to Livonia, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Livonia, MI for the same bedroom count and included utilities as your home in Sterling Heights, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Sterling Heights to Livonia moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Livonia, MI by cost, housing, population and region.

Frequently Asked Questions: Sterling Heights, MI vs Livonia, MI

How do the cost estimates for Sterling Heights, MI and Livonia, MI compare?

Livonia, MI has a modeled overall cost index 0.8% lower than Sterling Heights, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Sterling Heights, MI, the model estimates $149,370 in Livonia, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Sterling Heights, MI and Livonia, MI?

The modeled two-bedroom rents are $1,505/month in Sterling Heights, MI and $1,600/month in Livonia, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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