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Cost of Living Comparison 2026

๐Ÿ“ Sterling Heights, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $169.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 21.4%
More expensive
Monthly Impact
$1,605
Extra cost
Annual Impact
$19.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sterling Heights, MI

Population:133K
Cost Index:100
Median Home:$296K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Sterling Heights, MI

The Great Lakes State

133K
Population
State Tax
Yes

Located in Michigan, this city has a population of 133K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Sterling Heights, MI vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 105.7%
Sterling Heights, MI
$1,356
Phoenix, AZ
$2,788
Difference
$1,433
more
๐Ÿ“ฆOther
โ†‘ 3.7%
Sterling Heights, MI
$1,617
Phoenix, AZ
$1,677
Difference
$60.33
more
๐ŸฅHealthcare
โ†‘ 6.2%
Sterling Heights, MI
$554
Phoenix, AZ
$589
Difference
$34.46
more
๐Ÿ›’Groceries
โ†‘ 3.2%
Sterling Heights, MI
$933
Phoenix, AZ
$963
Difference
$30.28
more
๐Ÿš—Transportation
โ†“ 1.9%
Sterling Heights, MI
$1,517
Phoenix, AZ
$1,489
Difference
$28.49
less
โšกAll Utilities
โ†‘ 2.4%
Sterling Heights, MI
$548
Phoenix, AZ
$561
Difference
$13.39
more

๐Ÿ Rent Comparison

Studio
From$887
To$1,390
โ†‘ $503
1 Bed
From$981
To$1,510
โ†‘ $529
2 Bed
From$1,236
To$1,750
โ†‘ $514
3 Bed
From$1,507
To$2,330
โ†‘ $823
Sterling Heights, MIZIP-level data

1BR range: $1,090โ€“$1,280/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,525
Monthly in Sterling Heights, MI
$8,068
Monthly in Phoenix, AZ
$1,543
Difference

Home Values

Sterling Heights
Phoenix
$296K
Median Value
$414K
โ†‘ +3.9%
YoY Change
โ†“ -3.1%
โ†‘ +38%
5-Year Change
โ†‘ +30.2%
$281K - $350K
Price Range
$274K - $957K

Homes in Phoenix are 40% more expensive than Sterling Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.1K
Per year
Monthly Difference
$95.18
More take-home
Effective Rate Diff
0.8%
Rate difference

Sterling Heights, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Sterling Heights, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sterling Heights
Phoenix
55 Moderate
Air Quality
77 Moderate
32.8%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
10 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
10 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Arizona on TaxTakeHome.com

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