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Cost of Living Comparison 2026

📍 Stevens Point, WI — ZIP-level rent data · COL adjusted from Madison, WI area

$

Numbers update automatically as you type

You'd spend $961/month more in Charlotte, NC

$150.0K in your current city equals $161.5K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 12.8%
More expensive
Monthly Impact
$961
Extra cost
Annual Impact
$11.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Stevens Point, WI

Population:26K
Cost Index:100
Median Home:$247K

Charlotte, NC

Population:875K
Cost Index:113
Median Home:$399K

Stevens Point, WI

The Badger State

26K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 26K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Stevens Point, WI vs Charlotte, NC

🏠Housing
↑ 21.6%
Stevens Point, WI
$2,030
Charlotte, NC
$2,469
Difference
$439
more
📦Other
↑ 16.4%
Stevens Point, WI
$1,467
Charlotte, NC
$1,707
Difference
$241
more
🛒Groceries
↑ 14.0%
Stevens Point, WI
$868
Charlotte, NC
$989
Difference
$121
more
⚡All Utilities
↑ 12.9%
Stevens Point, WI
$460
Charlotte, NC
$519
Difference
$59.23
more
🚗Transportation
↑ 4.3%
Stevens Point, WI
$1,152
Charlotte, NC
$1,202
Difference
$49.88
more
🏥Healthcare
↓ 1.9%
Stevens Point, WI
$650
Charlotte, NC
$638
Difference
$12.22
less

🏠Rent Comparison

Studio
From$494
To$1,630
↑ $1,136
1 Bed
From$550
To$1,710
↑ $1,160
2 Bed
From$717
To$1,870
↑ $1,153
3 Bed
From$856
To$2,300
↑ $1,444
Stevens Point, WIZIP-level data

1BR range: $790–$790/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,628
Monthly in Stevens Point, WI
$7,525
Monthly in Charlotte, NC
$897
Difference

Home Values

Stevens Point
Charlotte
$247K
Median Value
$399K
↑ +6.7%
YoY Change
↓ -1.1%
↑ +38%
5-Year Change
↑ +40.8%
$247K
Price Range
$293K - $1.57M

Homes in Charlotte are 61% more expensive than Stevens Point

Calculate payment - Stevens PointCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.7K
Per year
Monthly Difference
$144
More take-home
Effective Rate Diff
1.1%
Rate difference

Stevens Point, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Stevens Point, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Stevens Point
Charlotte
42 Good
Air Quality
51 Moderate
72.1%
Good Air Days
46.2%
94 Moderate
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.4°F
2050 Outlook
▲+2.9°F
10 days
Heat Days >95°F
36 days
▲+3.4°F
2050 Outlook
▲+2.9°F
10 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Wisconsin and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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