Stevensville, MT vs Indianapolis, IN: Cost of Living

Which city costs less?

Indianapolis, IN has a modeled overall cost index 15.2% higher than Stevensville, MT.

Stevensville, MT · modeled 2BR rent
$1,410 / month
Indianapolis, IN · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Stevensville, MT and Indianapolis, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $252/month in Indianapolis, IN

$150,000 in your current city has a modeled equivalent of $153,030 in Indianapolis, IN

Regional cost estimates: Stevensville, MT uses Spokane, WA. Indianapolis, IN uses Indianapolis-Carmel-Anderson, IN Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.2%
More expensive
Monthly Impact
$252
Extra cost
Annual Impact
$3.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Stevensville, MT

Population:2K
Cost Index:
75.5
100 = national average
Typical Home:$591K

Indianapolis, IN

Population:888K
Cost Index:
87.0
100 = national average
Typical Home:$176K

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Stevensville, MT

The Treasure State

2K
Population
State Tax
Yes

Located in Montana, this city has a population of 2K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Estimated monthly spending: Stevensville, MT vs Indianapolis, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 29.9%
Stevensville, MT
$1,410
Indianapolis, IN
$1,831
Difference
$422
more
Transportation
↓ 21.2%
Stevensville, MT
$1,738
Indianapolis, IN
$1,369
Difference
$369
less
Housing
↑ 17.8%
Stevensville, MT
$1,905
Indianapolis, IN
$2,244
Difference
$339
more
Healthcare
↓ 20.7%
Stevensville, MT
$846
Indianapolis, IN
$671
Difference
$175
less
All Utilities
↑ 17.3%
Stevensville, MT
$494
Indianapolis, IN
$579
Difference
$85.24
more
Groceries
↓ 4.4%
Stevensville, MT
$1,108
Indianapolis, IN
$1,059
Difference
$49.28
less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Stevensville, MT has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$1,110
To$1,030
↓ $80.00
1 Bed
From$1,130
To$1,170
↑ $40.00
2 Bed
From$1,410
To$1,360
↓ $50.00
3 Bed
From$1,960
To$1,760
↓ $200
Stevensville, MTZIP-level data

1BR range: $1,130–$1,130/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Stevensville, MT
$7,752
Monthly in Indianapolis, IN
$252
Difference

Home Values

Stevensville
Indianapolis
$591K
Median Value
$176K
↓ -0.5%
YoY Change
↓ -1.1%
↑ +49.4%
5-Year Change
↑ +26.9%
$591K
Price Range
$109K - $340K

Homes in Indianapolis are 70% less expensive than Stevensville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.7K
Per year
Monthly Difference
$393
More take-home
Effective Rate Diff
3.1%
Rate difference

Stevensville, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Stevensville, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Stevensville
Indianapolis
38 Good
Air Quality
54 Moderate
76.5%
Good Air Days
36.6%
90 Moderate
Climate Risk
97 High
💨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.1°F
23 days
Heat Days >95°F
18 days
▲+3.0°F
2050 Outlook
▲+3.1°F
23 days
Heat Days >95°F
18 days

Before moving from Stevensville, MT to Indianapolis, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Indianapolis, IN for the same bedroom count and included utilities as your home in Stevensville, MT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Stevensville to Indianapolis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Indianapolis, IN by cost, housing, population and region.

Frequently Asked Questions: Stevensville, MT vs Indianapolis, IN

How do the cost estimates for Stevensville, MT and Indianapolis, IN compare?

Indianapolis, IN has a modeled overall cost index 15.2% higher than Stevensville, MT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Stevensville, MT, the model estimates $153,030 in Indianapolis, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Stevensville, MT and Indianapolis, IN?

The modeled two-bedroom rents are $1,410/month in Stevensville, MT and $1,360/month in Indianapolis, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Montana and Indiana on TaxTakeHome.com

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