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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.7K/month more in Seattle, WA

$150.0K in your current city equals $194.6K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
49.6%
More expensive
Monthly Impact
$3,717
Extra cost
Annual Impact
$44.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Stockton, CA

Population:310K
Cost Index:
100
100 = national average
Median Home:$400K

Seattle, WA

Population:749K
Cost Index:
150
(50% above avg)
Median Home:$808K

Stockton, CA

The Golden State

310K
Population
State Tax
Yes

Located in California, this city has a population of 310K residents.

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Stockton, CA vs Seattle, WA

Housing
114.8%
Stockton, CA
$3,508
Seattle, WA
$7,536
Difference
$4,028
more
Transportation
28.7%
Stockton, CA
$1,475
Seattle, WA
$1,899
Difference
$423
more
Healthcare
64.2%
Stockton, CA
$502
Seattle, WA
$824
Difference
$322
more
Other
12.4%
Stockton, CA
$1,758
Seattle, WA
$1,975
Difference
$218
more
All Utilities
9.3%
Stockton, CA
$530
Seattle, WA
$481
Difference
$49.18
less
Groceries
0.9%
Stockton, CA
$1,089
Seattle, WA
$1,079
Difference
$9.99
less

🏠Rent Comparison

Studio
From$1,130
To$2,180
$1,050
1 Bed
From$1,230
To$2,260
$1,030
2 Bed
From$1,530
To$2,630
$1,100
3 Bed
From$2,130
To$3,440
$1,310
Stockton, CAZIP-level data

1BR range: $1,020$1,940/mo

Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,862
Monthly in Stockton, CA
$13,794
Monthly in Seattle, WA
$4,932
Difference

Home Values

Stockton
Seattle
$400K
Median Value
$808K
↓ -3.7%
YoY Change
↓ -2.5%
↑ +19.5%
5-Year Change
↑ +12.5%
$323K - $548K
Price Range
$433K - $1.34M

Homes in Seattle are 102% more expensive than Stockton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Stockton, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Stockton, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Stockton
Seattle
51 Moderate
Air Quality
41 Good
48.6%
Good Air Days
69.7%
99 High
Climate Risk
100 Very High
🌊🌡
Top Hazards
🌊🌡🫨
+2.4°F
2050 Outlook
+2.6°F
63 days
Heat Days >95°F
2 days
+2.4°F
2050 Outlook
+2.6°F
63 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between California and Washington on TaxTakeHome.com

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