Stockton, IL vs Mount Pulaski, IL: Cost of Living

Which city costs less?

Mount Pulaski, IL has a modeled overall cost index 12.9% lower than Stockton, IL.

Stockton, IL · modeled 2BR rent: $1,020 / month
Mount Pulaski, IL · modeled 2BR rent: $1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Stockton, IL and Mount Pulaski, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Stockton, IL

Numbers update automatically as you type

Estimated savings: $1,001/month in Mount Pulaski, IL

$150,000 in your current city has a modeled equivalent of $137,983 in Mount Pulaski, IL

Regional cost estimates: Stockton, IL uses Madison, WI. Mount Pulaski, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 12.9%

Less expensive

Monthly Impact

$1,001

Savings

Annual Impact

$12.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Stockton, IL

Population:2K

Cost Index:

90.1

100 = national average

Typical Home:$149K

Mount Pulaski, IL

Population:2K

Cost Index:

78.5

100 = national average

Typical Home:$149K

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Stockton, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Mount Pulaski, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Stockton, IL vs Mount Pulaski, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Stockton, IL	Mount Pulaski, IL	Difference	Change
Housing	$2,313/mo	$1,652/mo	↓ $661less	28.6%
Healthcare	$724/mo	$544/mo	↓ $180less	24.9%
Transportation	$1,313/mo	$1,193/mo	↓ $120less	9.2%
Other	$1,671/mo	$1,577/mo	↓ $94.95less	5.7%
All Utilities	$512/mo	$553/mo	↑ $41.17more	8.0%
Groceries	$966/mo	$980/mo	↑ $14.14more	1.5%

Housing

↓ 28.6%

Stockton, IL

$2,313

Mount Pulaski, IL

$1,652

Difference

$661

less

Healthcare

↓ 24.9%

Stockton, IL

$724

Mount Pulaski, IL

$544

Difference

$180

less

Transportation

↓ 9.2%

Stockton, IL

$1,313

Mount Pulaski, IL

$1,193

Difference

$120

less

Other

↓ 5.7%

Stockton, IL

$1,671

Mount Pulaski, IL

$1,577

Difference

$94.95

less

All Utilities

↑ 8.0%

Stockton, IL

$512

Mount Pulaski, IL

$553

Difference

$41.17

Groceries

↑ 1.5%

Stockton, IL

$966

Mount Pulaski, IL

$980

Difference

$14.14

🏠Rent Comparison

Studio

From$700

To$700

→ $0

1 Bed

From$850

To$830

↓ $20.00

2 Bed

From$1,020

To$1,020

→ $0

3 Bed

From$1,360

To$1,380

↑ $20.00

Stockton, ILZIP-level data

1BR range: $850–$850/mo

Mount Pulaski, ILZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Stockton, IL

$6,499

Monthly in Mount Pulaski, IL

$1,001

Difference

Home Values

Stockton

Mount Pulaski

$149K

Median Value

$149K

↑ +4.6%

YoY Change

↑ +11.6%

↑ +48%

5-Year Change

↑ +26.7%

Calculate payment - Stockton Calculate payment - Mount Pulaski

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Stockton, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Mount Pulaski, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Stockton, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Mount Pulaski, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Stockton

Mount Pulaski

42 Good

Air Quality

54 Moderate

72.1%

Good Air Days

38%

94 Moderate

Climate Risk

99 High

🌊🌪💨

Top Hazards

🌊🌡🫨

▲+3.4°F

2050 Outlook

▲+3.0°F

10 days

Heat Days >95°F

39 days

▲+3.4°F

2050 Outlook

▲+3.0°F

10 days

Heat Days >95°F

39 days

Before moving from Stockton, IL to Mount Pulaski, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mount Pulaski, IL for the same bedroom count and included utilities as your home in Stockton, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Stockton to Mount Pulaski moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mount Pulaski, IL by cost, housing, population and region.

Frequently Asked Questions: Stockton, IL vs Mount Pulaski, IL

How do the cost estimates for Stockton, IL and Mount Pulaski, IL compare?

Mount Pulaski, IL has a modeled overall cost index 12.9% lower than Stockton, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Stockton, IL, the model estimates $137,983 in Mount Pulaski, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Stockton, IL and Mount Pulaski, IL?

The modeled two-bedroom rents are $1,020/month in Stockton, IL and $1,020/month in Mount Pulaski, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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