Stone Mountain, GA vs Okeechobee, FL: Cost of Living

Which city costs less?

Okeechobee, FL has a modeled overall cost index 7.4% lower than Stone Mountain, GA.

Stone Mountain, GA · modeled 2BR rent: $1,700 / month
Okeechobee, FL · modeled 2BR rent: $1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Stone Mountain, GA and Okeechobee, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Stone Mountain, GA

Numbers update automatically as you type

Estimated savings: $464/month in Okeechobee, FL

$150,000 in your current city has a modeled equivalent of $144,430 in Okeechobee, FL

Regional cost estimates: Stone Mountain, GA uses Atlanta, GA. Okeechobee, FL uses Orlando, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 7.4%

Less expensive

Monthly Impact

$464

Savings

Annual Impact

$5.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Stone Mountain, GA

Population:7K

Cost Index:

96.0

100 = national average

Typical Home:$243K

Okeechobee, FL

Population:6K

Cost Index:

88.9

100 = national average

Typical Home:$269K

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Stone Mountain, GA

The Peach State

Population

State Tax

Yes

Located in Georgia, this city has a population of 7K residents.

Okeechobee, FL

The Sunshine State

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 6K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Stone Mountain, GA vs Okeechobee, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Stone Mountain, GA	Okeechobee, FL	Difference	Change
Transportation	$1,362/mo	$1,150/mo	↓ $211less	15.5%
Other	$1,810/mo	$1,620/mo	↓ $190less	10.5%
Housing	$2,221/mo	$2,179/mo	↓ $41.86less	1.9%
Groceries	$948/mo	$983/mo	↑ $35.21more	3.7%
Healthcare	$582/mo	$550/mo	↓ $31.80less	5.5%
All Utilities	$578/mo	$553/mo	↓ $24.32less	4.2%

Transportation

↓ 15.5%

Stone Mountain, GA

$1,362

Okeechobee, FL

$1,150

Difference

$211

less

Other

↓ 10.5%

Stone Mountain, GA

$1,810

Okeechobee, FL

$1,620

Difference

$190

less

Housing

↓ 1.9%

Stone Mountain, GA

$2,221

Okeechobee, FL

$2,179

Difference

$41.86

less

Groceries

↑ 3.7%

Stone Mountain, GA

$948

Okeechobee, FL

$983

Difference

$35.21

Healthcare

↓ 5.5%

Stone Mountain, GA

$582

Okeechobee, FL

$550

Difference

$31.80

less

All Utilities

↓ 4.2%

Stone Mountain, GA

$578

Okeechobee, FL

$553

Difference

$24.32

less

🏠Rent Comparison

Studio

From$1,480

To$1,180

↓ $300

1 Bed

From$1,550

To$1,230

↓ $320

2 Bed

From$1,700

To$1,470

↓ $230

3 Bed

From$2,040

To$2,040

→ $0

Stone Mountain, GAZIP-level data

1BR range: $1,520–$1,840/mo

Okeechobee, FLZIP-level data

1BR range: $1,230–$1,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Stone Mountain, GA

$7,036

Monthly in Okeechobee, FL

$464

Difference

Home Values

Stone Mountain

Okeechobee

$243K

Median Value

$269K

↓ -7.6%

YoY Change

↓ -0.9%

↑ +30.9%

5-Year Change

↑ +56.3%

$230K - $340K

Price Range

$269K

Homes in Okeechobee are 11% more expensive than Stone Mountain

Calculate payment - Stone Mountain Calculate payment - Okeechobee

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.5K

Per year

Monthly Difference

$704

More take-home

Effective Rate Diff

5.6%

Rate difference

Stone Mountain, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Okeechobee, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Stone Mountain, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

Okeechobee, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Stone Mountain

Okeechobee

50 Good

Air Quality

41 Good

50.8%

Good Air Days

75.6%

96 High

Climate Risk

98 High

🌊🌪💨

Top Hazards

🌊🌀🌪

▲+2.7°F

2050 Outlook

▲+2.3°F

28 days

Heat Days >95°F

58 days

▲+2.7°F

2050 Outlook

▲+2.3°F

28 days

Heat Days >95°F

58 days

Before moving from Stone Mountain, GA to Okeechobee, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Okeechobee, FL for the same bedroom count and included utilities as your home in Stone Mountain, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Stone Mountain to Okeechobee moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Okeechobee, FL by cost, housing, population and region.

Frequently Asked Questions: Stone Mountain, GA vs Okeechobee, FL

How do the cost estimates for Stone Mountain, GA and Okeechobee, FL compare?

Okeechobee, FL has a modeled overall cost index 7.4% lower than Stone Mountain, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Stone Mountain, GA, the model estimates $144,430 in Okeechobee, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Stone Mountain, GA and Okeechobee, FL?

The modeled two-bedroom rents are $1,700/month in Stone Mountain, GA and $1,470/month in Okeechobee, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and Florida on TaxTakeHome.com