Streator, IL vs Lincoln, IL: Cost of Living

Which city costs less?

Lincoln, IL has a modeled overall cost index 2.2% lower than Streator, IL.

Streator, IL · modeled 2BR rent
$970 / month
Lincoln, IL · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Streator, IL and Lincoln, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $559/month in Lincoln, IL

$150,000 in your current city has a modeled equivalent of $143,286 in Lincoln, IL

Regional cost estimates: Streator, IL uses Chicago, IL. Lincoln, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.2%
Less expensive
Monthly Impact
$559
Savings
Annual Impact
$6.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Streator, IL

Population:12K
Cost Index:
87.2
100 = national average
Typical Home:$120K

Lincoln, IL

Population:13K
Cost Index:
85.2
100 = national average
Typical Home:$128K

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Streator, IL

The Prairie State

12K
Population
State Tax
Yes

Located in Illinois, this city has a population of 12K residents.

Lincoln, IL

The Prairie State

13K
Population
State Tax
Yes

Located in Illinois, this city has a population of 13K residents.

Cost Breakdown by Category

Estimated monthly spending: Streator, IL vs Lincoln, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 25.9%
Streator, IL
$2,411
Lincoln, IL
$1,787
Difference
$624
less
Transportation
↓ 12.1%
Streator, IL
$1,468
Lincoln, IL
$1,290
Difference
$178
less
Other
↑ 11.1%
Streator, IL
$1,536
Lincoln, IL
$1,706
Difference
$170
more
All Utilities
↑ 13.7%
Streator, IL
$505
Lincoln, IL
$574
Difference
$69.20
more
Groceries
↑ 1.7%
Streator, IL
$1,001
Lincoln, IL
$1,018
Difference
$16.62
more
Healthcare
↓ 2.4%
Streator, IL
$579
Lincoln, IL
$565
Difference
$13.94
less

🏠Rent Comparison

Studio
From$690
To$680
↓ $10.00
1 Bed
From$740
To$780
↑ $40.00
2 Bed
From$970
To$990
↑ $20.00
3 Bed
From$1,280
To$1,220
↓ $60.00
Streator, ILZIP-level data

1BR range: $740–$740/mo

Lincoln, ILZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Streator, IL
$6,941
Monthly in Lincoln, IL
$559
Difference

Home Values

Streator
Lincoln
$120K
Median Value
$128K
↑ +9.3%
YoY Change
↑ +6%
↑ +46.9%
5-Year Change
↑ +18.9%

Homes in Lincoln are 7% more expensive than Streator

Calculate payment - StreatorCalculate payment - Lincoln

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Streator, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Lincoln, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Streator, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Lincoln, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Streator
Lincoln
54 Moderate
Air Quality
54 Moderate
35.8%
Good Air Days
38%
100 Very High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+3.2°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days
▲+3.2°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days

Before moving from Streator, IL to Lincoln, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lincoln, IL for the same bedroom count and included utilities as your home in Streator, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Streator to Lincoln moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lincoln, IL by cost, housing, population and region.

Frequently Asked Questions: Streator, IL vs Lincoln, IL

How do the cost estimates for Streator, IL and Lincoln, IL compare?

Lincoln, IL has a modeled overall cost index 2.2% lower than Streator, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Streator, IL, the model estimates $143,286 in Lincoln, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Streator, IL and Lincoln, IL?

The modeled two-bedroom rents are $970/month in Streator, IL and $990/month in Lincoln, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Streator, IL on a $150.0K salary

1.St. Louis, MO
Save $235/mo
2.Indianapolis, IN
Save $206/mo
3.Pittsburgh, PA
Save $30.56/mo

Similar cost to Lincoln, IL

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