Streator, IL vs Rock Falls, IL: Cost of Living

Which city costs less?

Rock Falls, IL has a modeled overall cost index 2.2% higher than Streator, IL.

Streator, IL · modeled 2BR rent: $970 / month
Rock Falls, IL · modeled 2BR rent: $940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Streator, IL and Rock Falls, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Streator, IL

Numbers update automatically as you type

Estimated savings: $98.34/month in Rock Falls, IL

$150,000 in your current city has a modeled equivalent of $148,820 in Rock Falls, IL

Regional cost estimates: Streator, IL uses Chicago, IL. Rock Falls, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 2.2%

More expensive

Monthly Impact

$98.34

Savings

Annual Impact

$1.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Streator, IL

Population:12K

Cost Index:

87.2

100 = national average

Typical Home:$120K

Rock Falls, IL

Population:9K

Cost Index:

89.1

100 = national average

Typical Home:$114K

Planning the move to Rock Falls?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Streator, IL

The Prairie State

12K

Population

State Tax

Yes

Located in Illinois, this city has a population of 12K residents.

Rock Falls, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Streator, IL vs Rock Falls, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Streator, IL	Rock Falls, IL	Difference	Change
Transportation	$1,468/mo	$1,294/mo	↓ $174less	11.9%
Healthcare	$579/mo	$717/mo	↑ $139more	24.0%
Housing	$2,411/mo	$2,279/mo	↓ $132less	5.5%
Other	$1,536/mo	$1,647/mo	↑ $111more	7.2%
Groceries	$1,001/mo	$957/mo	↓ $43.95less	4.4%
All Utilities	$505/mo	$507/mo	↑ $2.14more	0.4%

Transportation

↓ 11.9%

Streator, IL

$1,468

Rock Falls, IL

$1,294

Difference

$174

less

Healthcare

↑ 24.0%

Streator, IL

$579

Rock Falls, IL

$717

Difference

$139

Housing

↓ 5.5%

Streator, IL

$2,411

Rock Falls, IL

$2,279

Difference

$132

less

Other

↑ 7.2%

Streator, IL

$1,536

Rock Falls, IL

$1,647

Difference

$111

Groceries

↓ 4.4%

Streator, IL

$1,001

Rock Falls, IL

$957

Difference

$43.95

less

All Utilities

↑ 0.4%

Streator, IL

$505

Rock Falls, IL

$507

Difference

$2.14

🏠Rent Comparison

Studio

From$690

To$690

→ $0

1 Bed

From$740

To$740

→ $0

2 Bed

From$970

To$940

↓ $30.00

3 Bed

From$1,280

To$1,240

↓ $40.00

Streator, ILZIP-level data

1BR range: $740–$740/mo

Rock Falls, ILZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Streator, IL

$7,402

Monthly in Rock Falls, IL

$98.34

Difference

Home Values

Streator

Rock Falls

$120K

Median Value

$114K

↑ +9.3%

YoY Change

↑ +3.8%

↑ +46.9%

5-Year Change

↑ +36.9%

Homes in Rock Falls are 5% less expensive than Streator

Calculate payment - Streator Calculate payment - Rock Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Streator, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Rock Falls, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Streator, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Rock Falls, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Streator

Rock Falls

54 Moderate

Air Quality

42 Good

35.8%

Good Air Days

72.1%

100 Very High

Climate Risk

94 Moderate

🌊🌡🫨

Top Hazards

🌊🌪💨

▲+3.2°F

2050 Outlook

▲+3.4°F

18 days

Heat Days >95°F

10 days

▲+3.2°F

2050 Outlook

▲+3.4°F

18 days

Heat Days >95°F

10 days

Before moving from Streator, IL to Rock Falls, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Rock Falls, IL for the same bedroom count and included utilities as your home in Streator, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Streator to Rock Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rock Falls, IL by cost, housing, population and region.

Frequently Asked Questions: Streator, IL vs Rock Falls, IL

How do the cost estimates for Streator, IL and Rock Falls, IL compare?

Rock Falls, IL has a modeled overall cost index 2.2% higher than Streator, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Streator, IL, the model estimates $148,820 in Rock Falls, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Streator, IL and Rock Falls, IL?

The modeled two-bedroom rents are $970/month in Streator, IL and $940/month in Rock Falls, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Streator, IL on a $150.0K salary

Similar cost to Rock Falls, IL

Other cities in a similar price range

Raleigh, NC Charlotte, NC Dallas, TX

Want to compare different cities?

New Comparison