Is Nashville, TN cheaper than Suffolk, VA?

Based on cost of living data, Nashville, TN is 4.0% more expensive than Suffolk, VA. This translates to spending an extra $302 per month.

What salary do I need in Nashville, TN to live like I do in Suffolk, VA?

If you earn $150,000 in Suffolk, VA, you'd need approximately $153,627.015 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Suffolk, VA and Nashville, TN?

Housing in Nashville, TN is 13.3% more expensive than in Suffolk, VA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,667/month in Suffolk, VA.

How much can I save per month by moving from Suffolk, VA to Nashville, TN?

Living in Nashville, TN costs approximately $302 more per month than Suffolk, VA, or $3627 more per year, based on a $150,000 salary.

Suffolk, VA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Suffolk, VA — ZIP-level rent data · COL adjusted from Chesapeake, VA area

Current salary in Suffolk, VA

Numbers update automatically as you type

You'd spend $302/month more in Nashville, TN

$150.0K in your current city equals $153.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Virginia Beach-Norfolk-Newport News, VA-NC area

Overall Cost

↑ 4.0%

More expensive

Monthly Impact

$302

Extra cost

Annual Impact

$3.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Suffolk, VA

Population:101K

Cost Index:100

Median Home:$439K

Nashville, TN

Population:689K

Cost Index:104

Median Home:$489K

Suffolk, VA

The Old Dominion State

101K

Population

State Tax

Yes

Located in Virginia, this city has a population of 101K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Suffolk, VA vs Nashville, TN

Category	Suffolk, VA	Nashville, TN	Difference	Change
🏠Housing	$2,339/mo	$2,651/mo	↑ $312more	13.3%
📦Other	$1,690/mo	$1,942/mo	↑ $252more	14.9%
⚡All Utilities	$568/mo	$519/mo	↓ $48.96less	8.6%
🚗Transportation	$1,259/mo	$1,284/mo	↑ $25.30more	2.0%
🏥Healthcare	$626/mo	$607/mo	↓ $18.53less	3.0%
🛒Groceries	$950/mo	$949/mo	↓ $0.49less	0.1%

🏠Housing

↑ 13.3%

Suffolk, VA

$2,339

Nashville, TN

$2,651

Difference

$312

📦Other

↑ 14.9%

Suffolk, VA

$1,690

Nashville, TN

$1,942

Difference

$252

⚡All Utilities

↓ 8.6%

Suffolk, VA

$568

Nashville, TN

$519

Difference

$48.96

less

🚗Transportation

↑ 2.0%

Suffolk, VA

$1,259

Nashville, TN

$1,284

Difference

$25.30

🏥Healthcare

↓ 3.0%

Suffolk, VA

$626

Nashville, TN

$607

Difference

$18.53

less

🛒Groceries

↓ 0.1%

Suffolk, VA

$950

Nashville, TN

$949

Difference

$0.49

less

🏠Rent Comparison

Studio

From$1,450

To$1,600

↑ $150

1 Bed

From$1,458

To$1,680

↑ $222

2 Bed

From$1,667

To$1,840

↑ $173

3 Bed

From$2,325

To$2,350

↑ $25.00

Suffolk, VAZIP-level data

1BR range: $1,090–$1,920/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,431

Monthly in Suffolk, VA

$7,952

Monthly in Nashville, TN

$521

Difference

Home Values

Suffolk

Nashville

$439K

Median Value

$489K

↑ +1.3%

YoY Change

↓ -2.1%

↑ +34%

5-Year Change

↑ +32.1%

$328K - $531K

Price Range

$320K - $1.16M

Homes in Nashville are 11% more expensive than Suffolk

Calculate payment - Suffolk Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.4K

Per year

Monthly Difference

$697

More take-home

Effective Rate Diff

5.6%

Rate difference

Suffolk, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Suffolk, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.