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Cost of Living Comparison 2026

📍 Summerville, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

$

Numbers update automatically as you type

You'd spend $1.0K/month more in Charlotte, NC

$150.0K in your current city equals $162.0K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Charleston-North Charleston, SC area
Overall Cost
↑ 13.4%
More expensive
Monthly Impact
$1,003
Extra cost
Annual Impact
$12.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Summerville, SC

Population:52K
Cost Index:100
Median Home:$361K

Charlotte, NC

Population:875K
Cost Index:113
Median Home:$399K

Summerville, SC

The Palmetto State

52K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 52K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Summerville, SC vs Charlotte, NC

🏠Housing
↑ 26.0%
Summerville, SC
$1,960
Charlotte, NC
$2,469
Difference
$509
more
📦Other
↑ 13.4%
Summerville, SC
$1,506
Charlotte, NC
$1,707
Difference
$201
more
🚗Transportation
↑ 13.4%
Summerville, SC
$1,060
Charlotte, NC
$1,202
Difference
$142
more
🛒Groceries
↑ 6.5%
Summerville, SC
$929
Charlotte, NC
$989
Difference
$60.17
more
🏥Healthcare
↑ 6.5%
Summerville, SC
$599
Charlotte, NC
$638
Difference
$38.81
more
⚡All Utilities
↑ 6.5%
Summerville, SC
$488
Charlotte, NC
$519
Difference
$31.57
more

🏠Rent Comparison

Studio
From$1,068
To$1,630
↑ $562
1 Bed
From$1,121
To$1,710
↑ $589
2 Bed
From$1,226
To$1,870
↑ $644
3 Bed
From$1,526
To$2,300
↑ $774
Summerville, SCZIP-level data

1BR range: $1,380–$1,610/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,542
Monthly in Summerville, SC
$7,525
Monthly in Charlotte, NC
$983
Difference

Home Values

Summerville
Charlotte
$361K
Median Value
$399K
↓ -0.6%
YoY Change
↓ -1.1%
↑ +34%
5-Year Change
↑ +40.8%
$356K - $365K
Price Range
$293K - $1.57M

Homes in Charlotte are 11% more expensive than Summerville

Calculate payment - SummervilleCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$236
More take-home
Effective Rate Diff
1.9%
Rate difference

Summerville, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Summerville, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Summerville
Charlotte
51 Moderate
Air Quality
51 Moderate
46.2%
Good Air Days
46.2%
97 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days
▲+2.9°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between South Carolina and North Carolina on TaxTakeHome.com

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