Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $541/month moving to Kansas City, MO

$150.0K in your current city equals $143.5K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
7.2%
Less expensive
Monthly Impact
$541
Savings
Annual Impact
$6.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sun City, AZ

Population:40K
Cost Index:
100
100 = national average
Median Home:$398K

Kansas City, MO

Population:508K
Cost Index:
93
(7% below avg)
Median Home:$257K

Sun City, AZ

The Grand Canyon State

40K
Population
State Tax
Yes

Located in Arizona, this city has a population of 40K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Sun City, AZ vs Kansas City, MO

Transportation
15.0%
Sun City, AZ
$1,430
Kansas City, MO
$1,216
Difference
$214
less
Housing
6.3%
Sun City, AZ
$2,246
Kansas City, MO
$2,105
Difference
$141
less
Healthcare
5.3%
Sun City, AZ
$577
Kansas City, MO
$607
Difference
$30.38
more
Groceries
1.0%
Sun City, AZ
$940
Kansas City, MO
$949
Difference
$9.23
more
Other
0.0%
Sun City, AZ
$1,608
Kansas City, MO
$1,607
Difference
$0.53
less
All Utilities
0.0%
Sun City, AZ
$535
Kansas City, MO
$535
Difference
$0.02
more

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Sun City, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$775
To$1,180
$405
1 Bed
From$898
To$1,280
$382
2 Bed
From$1,143
To$1,460
$317
3 Bed
From$1,633
To$1,900
$267
Kansas City, MOZIP-level data

1BR range: $900$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,336
Monthly in Sun City, AZ
$7,020
Monthly in Kansas City, MO
$316
Difference

Home Values

Sun City
Kansas City
-
Median Value
$257K
-
YoY Change
↑ +0.6%
-
5-Year Change
↑ +32.2%
-
Price Range
$80K - $587K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.7K
More taxes
Monthly Difference
$225
Less take-home
Effective Rate Diff
1.8%
Rate difference

Sun City, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Sun City, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sun City
Kansas City
77 Moderate
Air Quality
46 Good
9%
Good Air Days
59.3%
100 Very High
Climate Risk
97 High
🔥🌊🌡
Top Hazards
🌊🌡🌪
+2.7°F
2050 Outlook
+3.3°F
165 days
Heat Days >95°F
44 days
+2.7°F
2050 Outlook
+3.3°F
165 days
Heat Days >95°F
44 days

What to Consider When Moving from Sun City, AZ to Kansas City, MO

Relocating from Sun City, AZ to Kansas City, MO involves more than just comparing rent prices. While the overall cost of living is about 7% lower in Kansas City, MO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Kansas City, MO is 6% cheaper than in Sun City, AZ. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Kansas City, MO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Kansas City, MO to match your current standard of living in Sun City, AZ.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Kansas City, MO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Sun City, AZ vs Kansas City, MO

Is Kansas City, MO cheaper than Sun City, AZ?

Yes, Kansas City, MO is about 7.2% cheaper than Sun City, AZ. You could save approximately $541/month on a $150,000 salary. Housing costs are 6% lower in Kansas City, MO.

What salary do I need in Kansas City, MO to match my lifestyle in Sun City, AZ?

If you currently earn $150,000 in Sun City, AZ, you would need approximately $143,512 in Kansas City, MO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Sun City, AZ and Kansas City, MO?

A two-bedroom apartment averages $1,143/month in Sun City, AZ compared to $1,460/month in Kansas City, MO. One-bedroom apartments are $898/month in Sun City, AZ vs $1,280/month in Kansas City, MO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Sun City, AZ or Kansas City, MO?

Grocery prices are very similar between Sun City, AZ and Kansas City, MO, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Sun City, AZ to Kansas City, MO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Arizona and Missouri on TaxTakeHome.com

Similar cost to Kansas City, MO

Other cities in a similar price range

Want to compare different cities?

New Comparison