Is Indianapolis, IN cheaper than Sun City West, AZ?

Based on cost of living data, Indianapolis, IN is 9.4% cheaper than Sun City West, AZ. This translates to saving $706 per month.

What salary do I need in Indianapolis, IN to live like I do in Sun City West, AZ?

If you earn $150,000 in Sun City West, AZ, you'd need approximately $141,533.338 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Sun City West, AZ and Indianapolis, IN?

Housing in Indianapolis, IN is 12.4% cheaper than in Sun City West, AZ. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,131/month in Sun City West, AZ.

How much can I save per month by moving from Sun City West, AZ to Indianapolis, IN?

Moving from Sun City West, AZ to Indianapolis, IN could save you approximately $706 per month, or $8467 per year, based on a $150,000 salary.

Sun City West, AZ vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sun City West, AZ — COL adjusted from Glendale, AZ area + state data

Current salary in Sun City West, AZ

Numbers update automatically as you type

You'd save $706/month moving to Indianapolis, IN

$150.0K in your current city equals $141.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.4%

Less expensive

Monthly Impact

$706

Savings

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sun City West, AZ

Population:26K

Cost Index:100

Median Home:$398K

Indianapolis, IN

Population:888K

Cost Index:91

Median Home:$176K

Sun City West, AZ

The Grand Canyon State

26K

Population

State Tax

Yes

Located in Arizona, this city has a population of 26K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Sun City West, AZ vs Indianapolis, IN

Category	Sun City West, AZ	Indianapolis, IN	Difference	Change
🏠Housing	$2,224/mo	$1,949/mo	↓ $275less	12.4%
🚗Transportation	$1,416/mo	$1,188/mo	↓ $227less	16.1%
⚡All Utilities	$533/mo	$503/mo	↓ $30.11less	5.7%
🛒Groceries	$935/mo	$919/mo	↓ $16.09less	1.7%
🏥Healthcare	$574/mo	$582/mo	↑ $8.46more	1.5%
📦Other	$1,592/mo	$1,590/mo	↓ $1.40less	0.1%

🏠Housing

↓ 12.4%

Sun City West, AZ

$2,224

Indianapolis, IN

$1,949

Difference

$275

less

🚗Transportation

↓ 16.1%

Sun City West, AZ

$1,416

Indianapolis, IN

$1,188

Difference

$227

less

⚡All Utilities

↓ 5.7%

Sun City West, AZ

$533

Indianapolis, IN

$503

Difference

$30.11

less

🛒Groceries

↓ 1.7%

Sun City West, AZ

$935

Indianapolis, IN

$919

Difference

$16.09

less

🏥Healthcare

↑ 1.5%

Sun City West, AZ

$574

Indianapolis, IN

$582

Difference

$8.46

📦Other

↓ 0.1%

Sun City West, AZ

$1,592

Indianapolis, IN

$1,590

Difference

$1.40

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Sun City West, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$768

To$1,030

↑ $262

1 Bed

From$889

To$1,170

↑ $281

2 Bed

From$1,131

To$1,360

↑ $229

3 Bed

From$1,616

To$1,760

↑ $144

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,273

Monthly in Sun City West, AZ

$6,732

Monthly in Indianapolis, IN

$541

Difference

Home Values

Sun City West

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $388

Per year

Monthly Difference

$32.32

More take-home

Effective Rate Diff

0.3%

Rate difference

Sun City West, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Sun City West, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.