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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.0K/month moving to Boston, MA

$150.0K in your current city equals $138.0K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
13.4%
Less expensive
Monthly Impact
$1,003
Savings
Annual Impact
$12.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sunnyvale, CA

Population:152K
Cost Index:
100
100 = national average
Median Home:$1.91M

Boston, MA

Population:685K
Cost Index:
87
(13% below avg)
Median Home:$961K

Sunnyvale, CA

The Golden State

152K
Population
State Tax
Yes

Located in California, this city has a population of 152K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Sunnyvale, CA vs Boston, MA

Housing
31.0%
Sunnyvale, CA
$7,640
Boston, MA
$5,275
Difference
$2,365
less
Transportation
30.1%
Sunnyvale, CA
$1,407
Boston, MA
$1,830
Difference
$423
more
All Utilities
54.1%
Sunnyvale, CA
$464
Boston, MA
$716
Difference
$251
more
Groceries
4.4%
Sunnyvale, CA
$1,129
Boston, MA
$1,079
Difference
$49.96
less
Healthcare
5.3%
Sunnyvale, CA
$706
Boston, MA
$743
Difference
$37.17
more
Other
0.0%
Sunnyvale, CA
$1,825
Boston, MA
$1,825
Difference
$0
same

🏠Rent Comparison

Studio
From$3,090
To$3,095
$5.00
1 Bed
From$3,520
To$3,255
$265
2 Bed
From$4,110
To$3,865
$245
3 Bed
From$5,430
To$4,630
$800
Sunnyvale, CAZIP-level data

1BR range: $3,310$3,580/mo

Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,172
Monthly in Sunnyvale, CA
$11,469
Monthly in Boston, MA
$1,703
Difference

Home Values

Sunnyvale
Boston
$1.91M
Median Value
$961K
↓ -0.6%
YoY Change
↓ -0.7%
↑ +23.8%
5-Year Change
↑ +7%
$1.44M - $2.76M
Price Range
$709K - $3.40M

Homes in Boston are 50% less expensive than Sunnyvale

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
Per year
Monthly Difference
$261
More take-home
Effective Rate Diff
2.1%
Rate difference

Sunnyvale, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Sunnyvale, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sunnyvale
Boston
49 Good
Air Quality
36 Good
53%
Good Air Days
79.5%
100 Very High
Climate Risk
94 Moderate
🔥🌊🌅
Top Hazards
🌊🌅🌀
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
6 days
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
6 days

💰 See how taxes change too — compare take-home pay between California and Massachusetts on TaxTakeHome.com

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