Is Lewisville, TX cheaper than Surprise, AZ?

Based on cost of living data, Lewisville, TX is 3.2% more expensive than Surprise, AZ. This translates to spending an extra $241 per month.

What salary do I need in Lewisville, TX to live like I do in Surprise, AZ?

If you earn $150,000 in Surprise, AZ, you'd need approximately $152,897.198 in Lewisville, TX to maintain the same standard of living.

How does housing cost compare between Surprise, AZ and Lewisville, TX?

Housing in Lewisville, TX is 9.7% cheaper than in Surprise, AZ. For a two-bedroom apartment, rent is $1,672/month in Lewisville, TX compared to $2,190/month in Surprise, AZ.

How much can I save per month by moving from Surprise, AZ to Lewisville, TX?

Living in Lewisville, TX costs approximately $241 more per month than Surprise, AZ, or $2897 more per year, based on a $150,000 salary.

Surprise, AZ vs Lewisville, TX: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Surprise, AZ

Numbers update automatically as you type

You'd spend $241/month more in Lewisville, TX

$150.0K in your current city equals $152.9K in Lewisville, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↑ 3.2%

More expensive

Monthly Impact

$241

Extra cost

Annual Impact

$2.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Surprise, AZ

Population:158K

Cost Index:

100

100 = national average

Median Home:$385K

Lewisville, TX

Population:134K

Cost Index:

103

(3% above avg)

Median Home:$306K

Surprise, AZ

The Grand Canyon State

158K

Population

State Tax

Yes

Located in Arizona, this city has a population of 158K residents.

Lewisville, TX

The Lone Star State

134K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 134K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Surprise, AZ vs Lewisville, TX

Category	Surprise, AZ	Lewisville, TX	Difference	Change
Housing	$2,599/mo	$2,346/mo	↓ $252less	9.7%
Other	$1,674/mo	$1,893/mo	↑ $219more	13.1%
Transportation	$1,489/mo	$1,276/mo	↓ $213less	14.3%
Healthcare	$589/mo	$627/mo	↑ $38.14more	6.5%
Groceries	$959/mo	$971/mo	↑ $11.87more	1.2%
All Utilities	$546/mo	$558/mo	↑ $11.73more	2.1%

Housing

↓ 9.7%

Surprise, AZ

$2,599

Lewisville, TX

$2,346

Difference

$252

less

Other

↑ 13.1%

Surprise, AZ

$1,674

Lewisville, TX

$1,893

Difference

$219

Transportation

↓ 14.3%

Surprise, AZ

$1,489

Lewisville, TX

$1,276

Difference

$213

less

Healthcare

↑ 6.5%

Surprise, AZ

$589

Lewisville, TX

$627

Difference

$38.14

Groceries

↑ 1.2%

Surprise, AZ

$959

Lewisville, TX

$971

Difference

$11.87

All Utilities

↑ 2.1%

Surprise, AZ

$546

Lewisville, TX

$558

Difference

$11.73

🏠Rent Comparison

Studio

From$1,730

To$1,371

↓ $359

1 Bed

From$1,890

To$1,430

↓ $460

2 Bed

From$2,190

To$1,672

↓ $518

3 Bed

From$2,920

To$2,107

↓ $813

Surprise, AZZIP-level data

1BR range: $1,890–$1,890/mo

Lewisville, TXZIP-level data

1BR range: $1,710–$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,856

Monthly in Surprise, AZ

$7,672

Monthly in Lewisville, TX

$184

Difference

Home Values

Surprise

Lewisville

$385K

Median Value

$306K

↓ -3.9%

YoY Change

↓ -5.1%

↑ +24.6%

5-Year Change

↑ +26%

Homes in Lewisville are 20% less expensive than Surprise

Calculate payment - Surprise Calculate payment - Lewisville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Surprise, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Lewisville, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Surprise, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Lewisville, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.