Surrey, ND vs Greenville, IN: Cost of Living

Which city costs less?

Greenville, IN has a modeled overall cost index 24.2% higher than Surrey, ND.

Surrey, ND · modeled 2BR rent
$1,410 / month
Greenville, IN · modeled 2BR rent
$1,380 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Surrey, ND and Greenville, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,448/month in Greenville, IN

$150,000 in your current city has a modeled equivalent of $167,376 in Greenville, IN

Regional cost estimates: Surrey, ND uses Minneapolis, MN. Greenville, IN uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 24.2%
More expensive
Monthly Impact
$1,448
Extra cost
Annual Impact
$17.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Surrey, ND

Population:1K
Cost Index:
62.9
100 = national average
Typical Home:$327K

Greenville, IN

Population:1K
Cost Index:
78.1
100 = national average
Typical Home:$332K

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Surrey, ND

The Peace Garden State

1K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 1K residents.

Greenville, IN

The Hoosier State

1K
Population
State Tax
Yes

Located in Indiana, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Surrey, ND vs Greenville, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 33.6%
Surrey, ND
$1,532
Greenville, IN
$2,047
Difference
$514
more
Transportation
↑ 41.7%
Surrey, ND
$1,191
Greenville, IN
$1,688
Difference
$496
more
Housing
↑ 13.2%
Surrey, ND
$2,181
Greenville, IN
$2,468
Difference
$287
more
Groceries
↑ 13.8%
Surrey, ND
$1,165
Greenville, IN
$1,325
Difference
$160
more
Healthcare
↓ 8.9%
Surrey, ND
$855
Greenville, IN
$779
Difference
$76.48
less
All Utilities
↑ 11.6%
Surrey, ND
$575
Greenville, IN
$642
Difference
$66.56
more

🏠Rent Comparison

Studio
From$980
To$1,050
↑ $70.00
1 Bed
From$1,090
To$1,140
↑ $50.00
2 Bed
From$1,410
To$1,380
↓ $30.00
3 Bed
From$1,980
To$1,760
↓ $220
Surrey, NDZIP-level data

1BR range: $1,090–$1,090/mo

Greenville, INZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Surrey, ND
$8,948
Monthly in Greenville, IN
$1,448
Difference

Home Values

Surrey
Greenville
$327K
Median Value
$332K
↑ +0.4%
YoY Change
↑ +4%
↑ +17%
5-Year Change
↑ +31.2%

Homes in Greenville are 2% more expensive than Surrey

Calculate payment - SurreyCalculate payment - Greenville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.1K
More taxes
Monthly Difference
$172
Less take-home
Effective Rate Diff
1.4%
Rate difference

Surrey, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Greenville, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Surrey, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Greenville, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Surrey
Greenville
42 Good
Air Quality
50 Good
66.4%
Good Air Days
50.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
37 days
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
37 days

Before moving from Surrey, ND to Greenville, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Greenville, IN for the same bedroom count and included utilities as your home in Surrey, ND. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Surrey to Greenville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Greenville, IN by cost, housing, population and region.

Frequently Asked Questions: Surrey, ND vs Greenville, IN

How do the cost estimates for Surrey, ND and Greenville, IN compare?

Greenville, IN has a modeled overall cost index 24.2% higher than Surrey, ND. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Surrey, ND, the model estimates $167,376 in Greenville, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Surrey, ND and Greenville, IN?

The modeled two-bedroom rents are $1,410/month in Surrey, ND and $1,380/month in Greenville, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Dakota and Indiana on TaxTakeHome.com

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