Is Miami, FL cheaper than Syracuse, NY?

Based on cost of living data, Miami, FL is 28.1% more expensive than Syracuse, NY. This translates to spending an extra $2110 per month.

What salary do I need in Miami, FL to live like I do in Syracuse, NY?

If you earn $150,000 in Syracuse, NY, you'd need approximately $175,322.33 in Miami, FL to maintain the same standard of living.

How does housing cost compare between Syracuse, NY and Miami, FL?

Housing in Miami, FL is 104.0% more expensive than in Syracuse, NY. For a two-bedroom apartment, rent is $2,660/month in Miami, FL compared to $1,043/month in Syracuse, NY.

How much can I save per month by moving from Syracuse, NY to Miami, FL?

Living in Miami, FL costs approximately $2110 more per month than Syracuse, NY, or $25322 more per year, based on a $150,000 salary.

Syracuse, NY vs Miami, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Syracuse, NY

Numbers update automatically as you type

You'd spend $2.1K/month more in Miami, FL

$150.0K in your current city equals $175.3K in Miami, FL

Rent data from HUD ZIP-level estimates · COL index from Syracuse, NY area

Overall Cost

↑ 28.1%

More expensive

Monthly Impact

$2,110

Extra cost

Annual Impact

$25.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Syracuse, NY

Population:146K

Cost Index:

100

100 = national average

Median Home:$177K

Miami, FL

Population:442K

Cost Index:

128

(28% above avg)

Median Home:$510K

Syracuse, NY

The Empire State

146K

Population

State Tax

Yes

Located in New York, this city has a population of 146K residents.

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Syracuse, NY vs Miami, FL

Category	Syracuse, NY	Miami, FL	Difference	Change
Housing	$1,809/mo	$3,690/mo	↑ $1,882more	104.0%
Other	$1,800/mo	$2,093/mo	↑ $292more	16.2%
Healthcare	$648/mo	$589/mo	↓ $59.77less	9.2%
Groceries	$1,036/mo	$1,079/mo	↑ $42.92more	4.1%
All Utilities	$562/mo	$519/mo	↓ $42.41less	7.6%
Transportation	$1,421/mo	$1,462/mo	↑ $41.10more	2.9%

Housing

↑ 104.0%

Syracuse, NY

$1,809

Miami, FL

$3,690

Difference

$1,882

Other

↑ 16.2%

Syracuse, NY

$1,800

Miami, FL

$2,093

Difference

$292

Healthcare

↓ 9.2%

Syracuse, NY

$648

Miami, FL

$589

Difference

$59.77

less

Groceries

↑ 4.1%

Syracuse, NY

$1,036

Miami, FL

$1,079

Difference

$42.92

All Utilities

↓ 7.6%

Syracuse, NY

$562

Miami, FL

$519

Difference

$42.41

less

Transportation

↑ 2.9%

Syracuse, NY

$1,421

Miami, FL

$1,462

Difference

$41.10

🏠Rent Comparison

Studio

From$748

To$1,995

↑ $1,247

1 Bed

From$839

To$2,180

↑ $1,341

2 Bed

From$1,043

To$2,660

↑ $1,617

3 Bed

From$1,269

To$3,415

↑ $2,146

Syracuse, NYZIP-level data

1BR range: $990–$1,270/mo

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,276

Monthly in Syracuse, NY

$9,431

Monthly in Miami, FL

$2,156

Difference

Home Values

Syracuse

Miami

$177K

Median Value

$510K

↑ +3.5%

YoY Change

↓ -3.6%

↑ +55.5%

5-Year Change

↑ +49.4%

$138K - $348K

Price Range

$278K - $1.53M

Homes in Miami are 188% more expensive than Syracuse

Calculate payment - Syracuse Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Syracuse, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Syracuse, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.