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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $20.51/month more in Rochester, NY

$150.0K in your current city equals $150.2K in Rochester, NY

Rent data from HUD ZIP-level estimates · COL index from Syracuse, NY area
Overall Cost
0.3%
More expensive
Monthly Impact
$20.51
Extra cost
Annual Impact
$246
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Syracuse, NY

Population:146K
Cost Index:
100
100 = national average
Median Home:$177K

Rochester, NY

Population:207K
Cost Index:
100
(0% above avg)
Median Home:$198K

Syracuse, NY

The Empire State

146K
Population
State Tax
Yes

Located in New York, this city has a population of 146K residents.

Rochester, NY

The Empire State

207K
Population
State Tax
Yes

Located in New York, this city has a population of 207K residents.

Cost Breakdown by Category

Annual spending: Syracuse, NY vs Rochester, NY

Housing
16.6%
Syracuse, NY
$1,809
Rochester, NY
$2,108
Difference
$299
more
Transportation
7.4%
Syracuse, NY
$1,421
Rochester, NY
$1,315
Difference
$106
less
Healthcare
15.5%
Syracuse, NY
$648
Rochester, NY
$548
Difference
$101
less
All Utilities
12.3%
Syracuse, NY
$562
Rochester, NY
$631
Difference
$69.25
more
Other
3.5%
Syracuse, NY
$1,800
Rochester, NY
$1,738
Difference
$62.30
less
Groceries
0.7%
Syracuse, NY
$1,036
Rochester, NY
$1,029
Difference
$7.48
less

🏠Rent Comparison

Studio
From$748
To$1,157
$409
1 Bed
From$839
To$1,309
$470
2 Bed
From$1,043
To$1,633
$590
3 Bed
From$1,269
To$1,968
$699
Syracuse, NYZIP-level data

1BR range: $990$1,270/mo

Rochester, NYZIP-level data

1BR range: $1,050$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,276
Monthly in Syracuse, NY
$7,368
Monthly in Rochester, NY
$92.45
Difference

Home Values

Syracuse
Rochester
$177K
Median Value
$198K
↑ +3.5%
YoY Change
↑ +2.3%
↑ +55.5%
5-Year Change
↑ +45.8%
$138K - $348K
Price Range
$90K - $334K

Homes in Rochester are 12% more expensive than Syracuse

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Syracuse, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Rochester, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Syracuse, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Rochester, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Syracuse
Rochester
N/A
Air Quality
52 Moderate
-
Good Air Days
47.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+2.9°F
2050 Outlook
+3.0°F
15 days
Heat Days >95°F
12 days
+2.9°F
2050 Outlook
+3.0°F
15 days
Heat Days >95°F
12 days

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