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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $20.51/month more in Rochester, NY

$150.0K in your current city equals $150.2K in Rochester, NY

Rent data from HUD ZIP-level estimates · COL index from Syracuse, NY area
Overall Cost
0.3%
More expensive
Monthly Impact
$20.51
Extra cost
Annual Impact
$246
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Syracuse, NY

Population:146K
Cost Index:
100
100 = national average
Median Home:$177K

Rochester, NY

Population:207K
Cost Index:
100
(0% above avg)
Median Home:$198K

Syracuse, NY

The Empire State

146K
Population
State Tax
Yes

Located in New York, this city has a population of 146K residents.

Rochester, NY

The Empire State

207K
Population
State Tax
Yes

Located in New York, this city has a population of 207K residents.

Cost Breakdown by Category

Annual spending: Syracuse, NY vs Rochester, NY

Housing
16.6%
Syracuse, NY
$1,809
Rochester, NY
$2,108
Difference
$299
more
Transportation
7.4%
Syracuse, NY
$1,421
Rochester, NY
$1,315
Difference
$106
less
Healthcare
15.5%
Syracuse, NY
$648
Rochester, NY
$548
Difference
$101
less
All Utilities
12.3%
Syracuse, NY
$562
Rochester, NY
$631
Difference
$69.25
more
Other
3.5%
Syracuse, NY
$1,800
Rochester, NY
$1,738
Difference
$62.30
less
Groceries
0.7%
Syracuse, NY
$1,036
Rochester, NY
$1,029
Difference
$7.48
less

🏠Rent Comparison

Studio
From$748
To$1,157
$409
1 Bed
From$839
To$1,309
$470
2 Bed
From$1,043
To$1,633
$590
3 Bed
From$1,269
To$1,968
$699
Syracuse, NYZIP-level data

1BR range: $990$1,270/mo

Rochester, NYZIP-level data

1BR range: $1,050$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,276
Monthly in Syracuse, NY
$7,368
Monthly in Rochester, NY
$92.45
Difference

Home Values

Syracuse
Rochester
$177K
Median Value
$198K
↑ +3.5%
YoY Change
↑ +2.3%
↑ +55.5%
5-Year Change
↑ +45.8%
$138K - $348K
Price Range
$90K - $334K

Homes in Rochester are 12% more expensive than Syracuse

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Syracuse, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Rochester, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Syracuse, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Rochester, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Syracuse
Rochester
N/A
Air Quality
52 Moderate
-
Good Air Days
47.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+2.9°F
2050 Outlook
+3.0°F
15 days
Heat Days >95°F
12 days
+2.9°F
2050 Outlook
+3.0°F
15 days
Heat Days >95°F
12 days

What to Consider When Moving from Syracuse, NY to Rochester, NY

Relocating from Syracuse, NY to Rochester, NY involves more than just comparing rent prices. While the overall cost of living is roughly 0% higher in Rochester, NY, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Rochester, NY is 17% more expensive than in Syracuse, NY. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Rochester, NY pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Rochester, NY to match your current standard of living in Syracuse, NY.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Rochester, NY for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Syracuse, NY vs Rochester, NY

Is Rochester, NY cheaper than Syracuse, NY?

Rochester, NY is approximately 0.3% more expensive than Syracuse, NY overall. On a $150,000 salary, that translates to roughly $20.51/month in additional expenses. Housing is the biggest factor, costing 17% more in Rochester, NY.

What salary do I need in Rochester, NY to match my lifestyle in Syracuse, NY?

If you currently earn $150,000 in Syracuse, NY, you would need approximately $150,246 in Rochester, NY to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Syracuse, NY and Rochester, NY?

A two-bedroom apartment averages $1,043/month in Syracuse, NY compared to $1,633/month in Rochester, NY. One-bedroom apartments are $839/month in Syracuse, NY vs $1,309/month in Rochester, NY. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Syracuse, NY or Rochester, NY?

Grocery prices are very similar between Syracuse, NY and Rochester, NY, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Syracuse, NY to Rochester, NY?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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